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House Insurance Q [using NCB from 1 property to another]

TheDriver · 2015-03-24 12:42:16

Currently renting and have contents only with a nice NCB. Can I use this when getting full cover on a property I am buying and moving into? I note some websites only ask "Do you currently have house insurance" which in theory is yes......

24-03-2015 12:42pm

#1

TheDriver

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Currently renting and have contents only with a nice NCB. Can I use this when getting full cover on a property I am buying and moving into? I note some websites only ask "Do you currently have house insurance" which in theory is yes......

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#2 24-03-2015 2:34pm

peteb2

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Household NCB's are theoretical. They arent actual no claims bonus like those that must be issued with a renewal notice for motor insurance. In fact if youve had a a claim or two within a 3 year period they wont quote you.

its just a discount tool to be used in rates when they breakdown your price. Generally if you fill in form and they ask whether you've had a claim its to see if you fit their acceptance criteria.

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