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Accepting Credit Cards

  • 24-03-2015 12:12pm
    #1
    PaulBrewer
    Registered Users, Registered Users 2 Posts: 7,790 ✭✭✭


    Hi ,

    I own a small business and occasionally am asked about accepting credit card payments - but perhaps not often enough to warrant a Credit Card machine and all that goes with it .

    Does anyone use one of the iPhone / app type payment systems ?

    Thanks


Comments

  • #2
    chompdown
    Registered Users, Registered Users 2 Posts: 534 ✭✭✭chompdown


    iZettle should do the job for you!


  • #3
    jimmii
    Registered Users, Registered Users 2 Posts: 14,810 ✭✭✭✭jimmii


    This crops up quite a lot. SumUp is probably the best option its €79 for the device and then a flat 1.95% per transaction. If you only do small volume then its ideal. Nice and easy UI and you get the funds deposited after a couple of days.

    How many transactions and what sort of value do you think you'll be doing? Those sort of systems are good for very small numbers once you are doing maybe 40 a month or a few of thousand euro you might be better with a more traditional systems.


  • #4
    PaulBrewer
    Registered Users, Registered Users 2 Posts: 7,790 ✭✭✭PaulBrewer


    Thanks for your replies Gents.

    At the moment I might get one request per quarter !

    Perhaps between 1 and 4 Grand a tranaction .


    But perhaps if I offered a Credit Card service that might grow.


    Does that change your recommendations ?


  • #5
    jimmii
    Registered Users, Registered Users 2 Posts: 14,810 ✭✭✭✭jimmii


    PaulBrewer wrote: »
    Thanks for your replies Gents.

    At the moment I might get one request per quarter !

    Perhaps between 1 and 4 Grand a tranaction .


    But perhaps if I offered a Credit Card service that might grow.


    Does that change your recommendations ?

    At €19.50-€78 per transaction (with SumUp) that does seem pretty crazy but with it being so in frequent your options are very limited but as you say might get more when you introduce it. You could start with sumup or similar then once you have an idea of the demand for it then look at subscription options that might work out cheaper.


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