No p45

sellasheep

I've only ever worked part time for cash in hand. How do I explain this to future employers when they are looking for a p45? I know I can give them a p46 but there is a section on the form asking if this is the candidates first employment in ireland....If they tick no, then there will be questions, just to say, I'm on disability and only ever earned an extra 120 a week so it was all legit. Can I just tell future employers I got paid cash in hand for part time work, would this raise concerns with them??

Stheno

I'd probably say youo are on your first job tbh

What age are you?

sellasheep

24

Hollister11

Maybe say it was for experience so there was no wages payed.

mistress_gi

The only reason tou need a p45 is so that your new employer can deduct the correct amount of taxes from your wages. Technically you don't need a p45 what would need is to tell revenue who your new employer is. So you need the revenue number of the company and you're pps number. You can ring revenue and register your new employment and they will get you sorted with the new company. Otherwise you will be on emergency tax.

Mrs OBumble

sellasheep wrote: »

just to say, I'm on disability and only ever earned an extra 120 a week so it was all legit.

Let's clear this up first: just because no PAYE was due does not mean that getting paid under the table was "all legit". Employers have a number of responsibilities, including employer PRSI, ie "stamps". If they were paying you under the table, they weren't meeting these responsibilities.

Ditto, even if you are paid in cash, you are responsible for declaring your income to Revenue (and DSP if on Welfare) so they can make any adjustments necessary or confirm that none are needed.

Most people in your situation would simply tell the employer that they don't have a P45 because they haven't worked so far this year, and be vague/confused sounding if them employer asks them for more details.

However if it's your first properly taxed job in Ireland, you should fill in a Form 12A Application for a Tax Credit Certificate (pdf).

TBH, it's unlikely that questions will be asked - Revenue probably have bigger fish to fry than you. But really you're shooting yourself in the foot by working under the table, because it affects your future welfare entitlements and pension credits when you're old.

the_syco

sellasheep wrote: »

I'm on disability and only ever earned an extra 120 a week so it was all legit.

If it was cash-in-hand, it wasn't legit. It means that if went on social welfare, you would be seen as not having worked, and also if you were ever injured on the job, you'd be screwed, as you wouldn't be covered by the companies payroll.

The only winner would be your old employer, who would never had to pay your PSRI, etc, to Revenue.

sellasheep wrote: »

Can I just tell future employers I got paid cash in hand for part time work, would this raise concerns with them??

I'd wonder would they take advantage of this information, tbh.