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Claiming Advice?

  • 22-02-2015 6:52pm
    #1
    Registered Users, Registered Users 2 Posts: 17


    I crashed into my friend by accident, cost quite a bit and we ended up letting him claim on me, the day I rang my insurance and made the claim (a week later from the crash as we were looking for quotes everywhere) he managed to write off his car unfortunately and has now told me to cancel the claim as he can't go ahead with it (massive relief for me but still ****ty all the same). So can I just ring and say it's going no further and I won't have any claims on me and it will be like everything is back to normal? I was supposed to have a meeting with an assessor type guy tomorrow and I rang him and he was like I would still go through with it, give in mind I'm a learner and only on the road 6 months and my insurance is already 3K, in my mind I was like fxck that if him or I don't need to claim we're not claiming, so what can I do to get this to go away?


Comments

  • Registered Users, Registered Users 2 Posts: 5,245 ✭✭✭myshirt


    Still affects you unfortunately.

    Count yourself lucky, if you hadn't a licensed driver with you, you'd be facing much more serious implications for your driving career; and you'd be digging deeper into the pocket year on year for a longer time.

    Still a disaster though, but at least both ye ok.


  • Registered Users, Registered Users 2 Posts: 8,035 ✭✭✭goz83


    Who made the claim to begin with?

    He person who made the claim needs to call to cancel it. Whoever calls can just say you've sorted it amongst yourselves and the assessor does not need to view the cars. Do this right away.

    The accident will still be registered, but at least no claim would be on your policy, so you would still build up a no claims bonus.

    Drive more carefully. I am disabled thanks to an inexperienced moron crashing into me.


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