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Insurance Crash Question

  • 19-02-2015 9:32pm
    #1
    JonBon27
    Registered Users, Registered Users 2 Posts: 95 ✭✭


    Hi,

    My wife was in a crash, tapped into the back of someone. Not much damage just a tiny dent however your one is claiming. My wife just told me that she told her new insurance company from last year that she has never had an accident in the last 5 years however she did 4 years ago as she completely forgot..

    Is her insurance now void? Will we be left with the bill now.

    Thanks


Comments

  • #2
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    Did she not have to provide a no claims bonus that would have shown the claim? Unlikely to not pay out the third party claim, they have to deal with it as insurer concerned. They may however choose to void your policy and pursue you for the outlay. It depends whether they would have accepted her had she only had 4 year claims free as opposed to five. If they would have accepted her on this basis they will probably just look to charge you an additional premium.


  • #3
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    They are absolutely within their rights to make a claim. How much are they claiming for? It might be cheaper to settle directly with them.


  • #4
    JonBon27
    Registered Users, Registered Users 2 Posts: 95 ✭✭JonBon27


    Thanks for the feedback guys, lieterally there is not even a scratch on her car but a tiny dent on the woman car who she hit, so were not claiming anything but the girl she hit is looking for a personal injuries claim. As long as we don't have to pay that I don't mind back dating the premium for the one years no claim.


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