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Where to keep Title Deeds?

  • 04-02-2015 1:31pm
    #1
    Registered Users, Registered Users 2 Posts: 2


    Where would you suggest is the best place to keep home title deeds?

    I suppose options include;
    a) pay conveyancing solicitor an annual fee to retain them.
    b) keep them at home (though presumably this is potentially risky)

    Are there any other possible options, or do you have any comments on the options above?


Comments

  • Registered Users, Registered Users 2 Posts: 1,529 ✭✭✭234


    IamRoy wrote: »
    Where would you suggest is the best place to keep home title deeds?

    I suppose options include;
    a) pay conveyancing solicitor an annual fee to retain them.
    b) keep them at home (though presumably this is potentially risky)

    Are there any other possible options, or do you have any comments on the options above?

    Well if you recently bought the property then it is registered in the Land Registry, so it doesn't really matter if you keep them or not. Once you are the registered owner then this determines the matter for most purposes.

    It might be useful to retain them for future reference, but if you loose them it doesn't affect your ownership or prevent you from selling.


  • Registered Users, Registered Users 2 Posts: 905 ✭✭✭Uno my Uno.


    IamRoy wrote: »
    Where would you suggest is the best place to keep home title deeds?

    I suppose options include;
    a) pay conveyancing solicitor an annual fee to retain them.
    b) keep them at home (though presumably this is potentially risky)

    Are there any other possible options, or do you have any comments on the options above?

    I don't know any solicitors that charge clients to retain their deeds. the biggest risk of keeping them at home is that they will be lost, if you aren't the type to lose things then its not too risky.


  • Registered Users, Registered Users 2 Posts: 50 ✭✭Morini


    I don't know any solicitors that charge clients to retain their deeds. the biggest risk of keeping them at home is that they will be lost, if you aren't the type to lose things then its not too risky.

    I pay my solicitor about 70 a year to store them I didn't know what else to do with them.


  • Registered Users, Registered Users 2 Posts: 9,798 ✭✭✭Mr. Incognito


    Is it Registered Title? If so the Land Registry retain the most important Deeds


  • Closed Accounts Posts: 12,898 ✭✭✭✭Ken.


    Off the top of my head €45 will get you a nice small fire proof safe in Woodies. Stick it in the back of a wardrobe then and don't worry about it till you need the deeds again.


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  • Registered Users, Registered Users 2 Posts: 1,552 ✭✭✭Layinghen


    Fireproof safe at home, as Ken has said you can pick them up for reasonable money.


  • Registered Users, Registered Users 2 Posts: 8,035 ✭✭✭goz83


    I would not pay a solicitor to hold them. Definitely a safe is the way to go.


  • Registered Users, Registered Users 2 Posts: 9,554 ✭✭✭Pat Mustard


    I would think that most solicitors don't charge people to store their deeds.


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