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car insurance

  • 04-02-2015 12:16pm
    #1
    ohbygod
    Registered Users, Registered Users 2 Posts: 187 ✭✭


    Ive 7 penalty points and cant seem to get insurance. Im waiting on the company im with to come back to me. Im stressing out here. Has anyone experianced this


Comments

  • #2
    Daaryl
    Registered Users, Registered Users 2 Posts: 400 ✭✭Daaryl


    ohbygod wrote: »
    Ive 7 penalty points and cant seem to get insurance. Im waiting on the company im with to come back to me. Im stressing out here. Has anyone experianced this

    I've 6 penalty points on my current insurance and i got insured nobother at all, It was through cover in a click and they were cheap enough!


  • #3
    ohbygod
    Registered Users, Registered Users 2 Posts: 187 ✭✭ohbygod


    Most places i think 6 point is there max


  • #4
    Daaryl
    Registered Users, Registered Users 2 Posts: 400 ✭✭Daaryl


    ohbygod wrote: »
    Most places i think 6 point is there max

    I don't see why 1 penalty point should make a whole different really..


  • #5
    ohbygod
    Registered Users, Registered Users 2 Posts: 187 ✭✭ohbygod


    Hate this country


  • #6
    Jet Black
    Registered Users, Registered Users 2 Posts: 3,845 ✭✭✭Jet Black


    From citizens information.

    If you are refused motor insurance.
    Individual insurers have the right to refuse you cover, but they must provide you with a reason for the refusal should you ask for one. However, even though you have been refused cover, you are entitled to go to the Declined Cases Committee of Insurance Ireland who will obtain an insurance quotation for you. In order for the Committee to consider your case you must first have sought and been refused quotations in writing from at least three insurers.


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  • #7
    ohbygod
    Registered Users, Registered Users 2 Posts: 187 ✭✭ohbygod


    Jet Black wrote: »
    From citizens information.

    If you are refused motor insurance.
    Individual insurers have the right to refuse you cover, but they must provide you with a reason for the refusal should you ask for one. However, even though you have been refused cover, you are entitled to go to the Declined Cases Committee of Insurance Ireland who will obtain an insurance quotation for you. In order for the Committee to consider your case you must first have sought and been refused quotations in writing from at least three insurers.

    One of the guys did tell me that. Its just a pain. Im waiting on the company that im with at the moment to come back with a quote. They no about the points


  • #8
    veetwin
    Registered Users, Registered Users 2 Posts: 2,002 ✭✭✭veetwin


    ohbygod wrote: »
    Hate this country

    It's hardly this country's fault that you have found it difficult to get insurance because you've managed to rack up 7 penalty points. If anything it's the system working well.


  • #9
    goz83
    Registered Users, Registered Users 2 Posts: 8,035 ✭✭✭goz83


    Daaryl wrote: »
    I don't see why 1 penalty point should make a whole different really..

    1 doesn't. 2 usually won't either, but 7 certainly will. It shows that the driver is higher risk to have accumulated that many points.

    I suggest trying a broker OP


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