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Permanent TSB personal loan

  • 26-01-2015 7:58pm
    #1
    josephsoap
    Registered Users, Registered Users 2 Posts: 657 ✭✭✭


    I am considering taking out a small personal loan with permanent tsb (€5000 over two years),

    I just want to know can I pay lump sums/or pay my loan with off early and not incur any charges/penalties?

    The website is not that clear on this matter the APR is 14.3% so this mean that these personal loans are variable rate ?


Comments

  • #2
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    josephsoap wrote: »
    I am considering taking out a small personal loan with permanent tsb (€5000 over two years),

    I just want to know can I pay lump sums/or pay my loan with off early and not incur any charges/penalties?

    The website is not that clear on this matter the APR is 14.3% so this mean that these personal loans are variable rate ?

    The only people that can answer your question is permanent tsb and you should ask for same in writing.


  • #3
    josephsoap
    Registered Users, Registered Users 2 Posts: 657 ✭✭✭josephsoap


    Trish56 wrote: »
    The only people that can answer your question is permanent tsb and you should ask for same in writing.



    Cheers Trish,

    I Spent about 20 mins on the phone waiting to get through to them this evening but gave up.

    I have applied online since so I'm sure they will call me back tomorrow. I will raise my query with them then, I'm sure the calls will be recorded and thus no need for written confirmation regarding same?


  • #4
    Keano
    Moderators, Recreation & Hobbies Moderators, Social & Fun Moderators, Sports Moderators Posts: 12,808 Mod ✭✭✭✭Keano


    josephsoap wrote: »
    I am considering taking out a small personal loan with permanent tsb (€5000 over two years),

    I just want to know can I pay lump sums/or pay my loan with off early and not incur any charges/penalties?

    The website is not that clear on this matter the APR is 14.3% so this mean that these personal loans are variable rate ?
    I know you can pay it off early and only pay a small fee for doing so, it's only like €20


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