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Get moeny back from purchase through bank transfer?

  • 15-01-2015 12:37pm
    #1
    tommybc
    Banned (with Prison Access) Posts: 130 ✭✭


    I sent money to someone for an item but never received it, can i get a refund? i paid through bank transfer


Comments

  • #2
    Legislator
    Registered Users, Registered Users 2 Posts: 139 ✭✭Legislator


    Unless the person is willing to return the money. The bank cannot reverse the funds.


  • #3
    tommybc
    Banned (with Prison Access) Posts: 130 ✭✭tommybc


    What should i do? it was 34.99 and we're both a i b can i get the guards to make him return it?


  • #4
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,806 ✭✭✭GerardKeating


    tommybc wrote: »
    What should i do? it was 34.99 and we're both a i b can i get the guards to make him return it?

    Is the seller responding to emails?

    Which site did you order from ?


  • #5
    dotsman
    Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    Is the seller a business or an individual? Are they based in Ireland? As per GerardKeating, are they responding to mails and, if an online purchase, what site was it? Is there any chance the item is just late?

    At this stage, the guards have nothing to do with it. If anything, this may be a case for the Small Claims Court, but is certainly not a criminal case.


  • #6
    slinky2000
    Registered Users, Registered Users 2 Posts: 1,287 ✭✭✭slinky2000


    This is why you should never buy anything with a bank transfer.


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  • #7
    nlgbbbblth
    Closed Accounts Posts: 5,668 ✭✭✭nlgbbbblth


    slinky2000 wrote: »
    This is why you should never buy anything with a bank transfer.

    A lot of German sellers on Ebay only accept payment by bank transfer.

    In 13 years I haven't had a problem.


  • #8
    coylemj
    Registered Users, Registered Users 2 Posts: 25,622 ✭✭✭✭coylemj


    nlgbbbblth wrote: »
    In 13 years I haven't had a problem.

    Well good for you then.

    OP, transferring money in the way you did is legally an unconditional exercise - you tell the bank to hand over the cash with no strings attached so you can't ask then to undo it. The Gardai will tell you it's a civil dispute so they won't get involved.


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