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silly question about bank transfers

  • 14-01-2015 5:28pm
    #1
    ameee
    Registered Users, Registered Users 2 Posts: 363 ✭✭


    Hi
    As per the title ive a probably stupid question to ask
    basically I need to pay someone for a service using a bank transfer. I've never done this only made lodgements to accounts or just used paypal.

    Is it the same as a lodgement, as in just fill out the relevant slip in the bank?

    Also I asked the person to send their bank details so I could set it up and instead of sending the name of their bank or account number they sent their iban and bic number? Is this all I need? Will my bank (ptsb) ve able to transfer money with only this info and her name?

    Sorry again for the daft question im not familiar with the new sepa banking system or bank transfers and I dont want to look like an idiot in the bank so thanks in advance!


Comments

  • #2
    jaymcg91
    Closed Accounts Posts: 1,015 ✭✭✭jaymcg91


    Yup, these days all you need is the IBAN, BIC and name. I've even had money transferred from the US using those details only.

    You can do it on your online banking if you wanted to save a trip to the bank.


  • #3
    ameee
    Registered Users, Registered Users 2 Posts: 363 ✭✭ameee


    Thats brilliant I hadn't a clue about it ill do it online so , Thanks so much for replying.


  • #4
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    With PTSB I think you have to request the branch to set up your online payee if you want to pay them anything other than Euro

    As long as your payment is in Euro, you can do it on your own, online.

    (If you need to pay in a different currency, you could always use one of the many online payment companies such as transferwise)


  • #5
    ameee
    Registered Users, Registered Users 2 Posts: 363 ✭✭ameee


    Its euros im paying so I should be ok but thats good to know thanks


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