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providen personal credit getting second loan rules

  • 10-01-2015 8:42pm
    #1
    jamescc
    Registered Users, Registered Users 2 Posts: 395 ✭✭


    hi
    I would like to know if any one has heard of this. I have a loan of provident I asked for a second while paying off the first loan . I had through that she had put I for the second loan, to my surprize she did not .,she said that she would ring her boss but was dough full I would get it. when she came for her money I had to ask her about it she never mentioned it. I was told that I would have to wait till 10 to 13 weeks before I could get another loan . this was told to me by my agent. is it true or is my agent making it up.

    thanks


Comments

  • #2
    slimjimmc
    Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    Moved to Banking


  • #3
    matt007
    Registered Users, Registered Users 2 Posts: 45 ✭matt007


    It's true, they are regulated heavily and this is part of their risk compliance


  • #4
    hdowney
    Registered Users, Registered Users 2 Posts: 12,921 ✭✭✭✭hdowney


    how long have you had the original loan with them for


  • #5
    jamescc
    Registered Users, Registered Users 2 Posts: 395 ✭✭jamescc


    hdowney wrote: »
    how long have you had the original loan with them for

    About 9 or 10 weeks and upto date on loan going to ring office tomorrow


  • #6
    jamescc
    Registered Users, Registered Users 2 Posts: 395 ✭✭jamescc


    hdowney wrote: »
    how long have you had the original loan with them for

    About 9 or 10 weeks and upto date on loan going to ring office tomorrow


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  • #7
    hdowney
    Registered Users, Registered Users 2 Posts: 12,921 ✭✭✭✭hdowney


    I think you have to be over halfway through paying off the first loan, and obviously have not missed payments before they'll give you a second


  • #8
    TrishSimon
    Closed Accounts Posts: 206 ✭✭TrishSimon


    jamescc wrote: »
    hi
    I would like to know if any one has heard of this. I have a loan of provident I asked for a second while paying off the first loan . I had through that she had put I for the second loan, to my surprize she did not .,she said that she would ring her boss but was dough full I would get it. when she came for her money I had to ask her about it she never mentioned it. I was told that I would have to wait till 10 to 13 weeks before I could get another loan . this was told to me by my agent. is it true or is my agent making it up.

    thanks

    Provident are nothing but money lenders who charge a high a rate of interest on repayments if I was you I would find your nearest credit union and join up save with them and you can borrow against savings it doesnt have to be loads just 5-10 a week. Stay clear of provident


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