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Quick question on Insurance! :)

  • 29-12-2014 2:58pm
    #1
    daithi_ep70
    Registered Users, Registered Users 2 Posts: 11 ✭


    Please read before continuing >>>> I have checked before that provisional insurence is a lot more expensive than with a full...


    If I am insured on a provisional license, and sometime in the 12 months I am insured I get my full license, and my proviosion insurance cost 2000, then goes down to 1500 with a full. Would the insurance company give me back the €500 or not?

    Thanks for any answers!


Comments

  • #2
    CoDy1
    Registered Users, Registered Users 2 Posts: 1,637 ✭✭✭CoDy1


    Depends on the insurer but usually they do.


  • #3
    daithi_ep70
    Registered Users, Registered Users 2 Posts: 11 ✭daithi_ep70


    CoDy1 wrote: »
    Depends on the insurer but usually they do.

    Thanks a mill!


  • #4
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,748 ✭✭✭✭Atlantic Dawn
    M


    You will likely only get a portion back, if it's say after 6 months I would expect to get 200 or less.


  • #5
    daithi_ep70
    Registered Users, Registered Users 2 Posts: 11 ✭daithi_ep70


    Atlantic Dawn wrote: »
    You will likely only get a portion back, if it's say after 6 months I would expect to get 200 or less.

    Yeah that's understandable!


  • #6
    Cleveland Hot Pocket
    Registered Users, Registered Users 2 Posts: 5,193 ✭✭✭Cleveland Hot Pocket


    I was refunded in that situation, but it was a pro rata refund.


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  • #7
    moleyv
    Registered Users, Registered Users 2 Posts: 1,580 ✭✭✭moleyv


    I remember when I was a named driver on my fathers policy when I passed my test and they would not refund anything,

    Despite me passing my test 8 days after insurance renewal.....

    That said they usually would when it is your own policy.


  • #8
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    daithi_ep70 wrote: »
    Please read before continuing >>>> I have checked before that provisional insurence is a lot more expensive than with a full...


    If I am insured on a provisional license, and sometime in the 12 months I am insured I get my full license, and my proviosion insurance cost 2000, then goes down to 1500 with a full. Would the insurance company give me back the €500 or not?

    Thanks for any answers!

    Depends on the insurer, and the amount you will get back wont be 500, a lot less from what I've read in recent years.


  • #9
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    Pay monthly is my advice.....that way they aren't holding any of your money to pay back


  • #10
    iano.p
    Closed Accounts Posts: 817 ✭✭✭iano.p


    Bout ten years ago when I passed my test. I got 1500 euros back. So there might be a chance they still do refund it


  • #11
    wonski
    Registered Users, Registered Users 2 Posts: 13,685 ✭✭✭✭wonski


    I got a refund from Aviva straight away after sending them an email. I didn't even have to send them a copy of my license.

    My brother had a cheque within a week from 123 or nononsense - common practice among insurers I guess.

    This was few years ago, though (but no more than 5:D) but I don't think they've changed it by now.

    Good luck with your test OP.


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