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What makes sense in this situation

  • 29-12-2014 2:47pm
    #1
    AnimalChin
    Closed Accounts Posts: 120 ✭✭


    Hey all,

    First off, I'm clueless about cars, mileage etc.

    Now, I have an 08 318i 1995 petrol. I make repayments each month which were fine, but things have changed - I'm using the car A LOT more now due to working circumstances and now travel about 400km per week.

    So in petrol it's costing a lot. Toll charges and repayments 340 per month. I only have one year left in repayments though, but...

    I'd rather put the money other use - such as living arrangements and to be able to save more.

    Should I:
    A) Trade it in and get a cheaper car?
    (i) If so, are cars with mileage over 100,000m even worth it for example? Will I end up spending more in maintenance?

    B) See out the loan for another year.

    Any advice much appreciated!


Comments

  • #2
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,522 ✭✭✭✭colm_mcm


    See it out IMO


  • #3
    AnimalChin
    Closed Accounts Posts: 120 ✭✭AnimalChin


    Cheers Colm.

    With the 318 - it's never given me any problems at all so it seems quite reliable. I've been told (by no reputable sources, more so from others with experience) that BMW's are less reliable as they age?

    I'd be looking for this car to serve me for the next 4 years or so at least.


  • #4
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,522 ✭✭✭✭colm_mcm


    Every car gets less reliable with age. Its important not to scrimp on maintenance and to find a good independent garage to keep on top of things for you.

    You'll spend many thousands getting into a 3xxd, which could also be a potential ticking timebomb.


    400km isn't massive mileage to be fair. 240 miles-ish


  • #5
    AnimalChin
    Closed Accounts Posts: 120 ✭✭AnimalChin


    Cheers. I guess it makes sense to see it out alright. I just needed to hear it from someone with more knowledge/experience of cars!


  • #6
    Spipov
    Registered Users, Registered Users 2 Posts: 1,999 ✭✭✭Spipov


    AnimalChin wrote: »
    Hey all,

    First off, I'm clueless about cars, mileage etc.

    Now, I have an 08 318i 1995 petrol. I make repayments each month which were fine, but things have changed - I'm using the car A LOT more now due to working circumstances and now travel about 400km per week.

    So in petrol it's costing a lot. Toll charges and repayments 340 per month. I only have one year left in repayments though, but...

    I'd rather put the money other use - such as living arrangements and to be able to save more.

    Should I:
    A) Trade it in and get a cheaper car?
    (i) If so, are cars with mileage over 100,000m even worth it for example? Will I end up spending more in maintenance?

    B) See out the loan for another year.

    Any advice much appreciated!


    400km per week isnt that much. see it out, you know the car, you've looked after the car. you could be buying a ticking time bomb without realising and regret something you knew.


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  • #7
    Bigus
    Registered Users, Registered Users 2 Posts: 4,946 ✭✭✭Bigus


    Keep your tyre pressures correct or on the high side of correct and remove any excess weight from the boot. 318 are efficient petrols on a run. And +1 yes keep it.


  • #8
    Breffnigolfer
    Closed Accounts Posts: 294 ✭✭Breffnigolfer


    See it out, OP. The biggest problem with that model of car was coil packs. Apart from that it should be OK. Every car costs money to maintain and don't think any car is faultless.


  • #9
    AnimalChin
    Closed Accounts Posts: 120 ✭✭AnimalChin


    Breffnigolfer wrote: »
    See it out, OP. The biggest problem with that model of car was coil packs. Apart from that it should be OK. Every car costs money to maintain and don't think any car is faultless.

    Cheers. I actually think I had those replaced a couple of years ago. I had to Google what they were the symptoms! :o


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