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Insurance renewal

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  • 27-12-2014 6:01pm
    #1
    LawlessBoy
    Registered Users Posts: 1,001 ✭✭✭


    Hi just wondering as ive never done it before.

    My insurance is up in 3 weeks on my first policy and im wondering when would you usually get a letter of renewal? And when should i start ringing around for new quotes. Im hoping that i can actually shop around now with a full licence and a years NCB.


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    #2
    Atlantic Dawn
    Registered Users Posts: 81,853 ✭✭✭✭Atlantic Dawn
    M


    Usually around 3-4 weeks before renewal. I would shop around now.


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    #3
    LawlessBoy
    Registered Users Posts: 1,001 ✭✭✭LawlessBoy


    thanks just wasnt sure. Ill do it the first week in Jan thatll give me like 2 weeks to find an insurer.

    Can you tell me also have i to request my NCB cert or will my current insurer issue it anyway


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    #4
    bazz26
    Registered Users Posts: 51,185 ✭✭✭✭bazz26


    Your NCB schedule will be issued with your renewal letter.


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    #5
    kerry4sam
    Registered Users Posts: 15,127 ✭✭✭✭kerry4sam


    LawlessBoy wrote: »
    Hi just wondering as ive never done it before.

    My insurance is up in 3 weeks on my first policy and im wondering when would you usually get a letter of renewal? And when should i start ringing around for new quotes. Im hoping that i can actually shop around now with a full licence and a years NCB.

    I waited until my letter arrived a few weeks before renewal. Then just walked into a broker as you can see here. If you're in a position to do so, walk into a few places and walk away with a written quotation that'll they honour when you do renew your insurance.
    LawlessBoy wrote: »
    ...

    Can you tell me also have i to request my NCB cert or will my current insurer issue it anyway

    Your NCB cert will be at the end of your renewal letter.

    Hope that helps,
    kerry4sam


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    #6
    LawlessBoy
    Registered Users Posts: 1,001 ✭✭✭LawlessBoy


    sort of dragging an old thread up but thought it might be of use as i seen alot of insurance threads lately

    Got my renewal in the post yesterday and i was actually pretty happy with the price of 1500 TPFT off of Asgard. Im 18, no penalty points, full ROI licence less then 1 year, 1 yr NCB on a 1.4 Bora.

    After ringing around a few other places just to see if anyone can compete so far ive rang Aviva, Axa, FBD, 123 and liberty and the cheapest i can get off any of them for the same cover is 3500! Which is even more then i paid last year on a provisional with no experience!

    Anyone else have any other names of companies i could ring to get a quote?


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    #7
    Atlantic Dawn
    Registered Users Posts: 81,853 ✭✭✭✭Atlantic Dawn
    M


    Allianz, Zurich, your going to struggle to get any under 1500 until you have a full year NCB as a full licence holder, next year should be better.


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    #8
    LawlessBoy
    Registered Users Posts: 1,001 ✭✭✭LawlessBoy


    To be honest i was actually really surprised it was that low was expecting something like 2000-2500. Suppose take what your given:P


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