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Insuring a van with modified seats

  • 01-12-2014 04:35PM
    #1
    duckcfc
    Banned (with Prison Access) Posts: 616 ✭✭✭


    Im just off the phone to insurance company about insuring a 04 transit connect. Went through all the questions but when got to the any bits modified in van, I told them that the last owner put bucket seats in. They've asked me for an engineers report of who done this thou I don't have one or could even get this. Anyone know what I van do now?


Comments

  • #2
    Daaryl
    Registered Users, Registered Users 2 Posts: 400 ✭✭Daaryl


    Just go to any mechanic and ask em can they fill out a engineers report for you, All the insurance company wants to know is if they're fitted correctly


  • #3
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,548 ✭✭✭✭colm_mcm


    duckcfc wrote: »
    Anyone know what I van do now?

    Nothing useful to add, but I have to highlight this :D


  • #4
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,975 Mod ✭✭✭✭Henry Ford III


    A pic. would be beneficial I think.


  • #5
    [Deleted User]
    Posts: 4,520 ✭ [Deleted User]


    Daaryl wrote: »
    Just go to any mechanic and ask em can they fill out a engineers report for you, All the insurance company wants to know is if they're fitted correctly

    Is it as simple as that for modifications?


  • #6
    Bpmull
    Closed Accounts Posts: 5,042 ✭✭✭Bpmull


    Henry Ford III wrote: »
    A pic. would be beneficial I think.

    Im assuming its the van in this thread to op is referring too.

    http://www.boards.ie/vbulletin/showthread.php?t=2057336525


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  • #7
    duckcfc
    Banned (with Prison Access) Posts: 616 ✭✭✭duckcfc


    Bpmull wrote: »
    Im assuming its the van in this thread to op is referring too.

    http://www.boards.ie/vbulletin/showthread.php?t=2057336525

    Yeah that's the van. Pics look terrible here, van is a lot cleaner than pics look. Was gona take seats out but after driving home in it, I quite like them.

    Will adding alloys and new seats raise my insurance costs. I'm just curious as to why they'd ask me about alloys over the phone


  • #8
    Daaryl
    Registered Users, Registered Users 2 Posts: 400 ✭✭Daaryl


    Snotaul Goodman wrote: »
    Is it as simple as that for modifications?

    Yes, Just that simple..


  • #9
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,548 ✭✭✭✭colm_mcm


    Vans need van wheels. I get the feeling those alloys aren't suitable. Also don't you need commercial rated tyres for doe test?


  • #10
    duckcfc
    Banned (with Prison Access) Posts: 616 ✭✭✭duckcfc


    colm_mcm wrote: »
    Vans need van wheels. I get the feeling those alloys aren't suitable. Also don't you need commercial rated tyres for doe test?

    I know nothing about them so hopefully someone could explain


  • #11
    duckcfc
    Banned (with Prison Access) Posts: 616 ✭✭✭duckcfc


    Daaryl wrote: »
    Just go to any mechanic and ask em can they fill out a engineers report for you, All the insurance company wants to know is if they're fitted correctly

    Much would they charge for this?


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  • #12
    Bpmull
    Closed Accounts Posts: 5,042 ✭✭✭Bpmull


    duckcfc wrote: »
    Much would they charge for this?

    I could be completely wrong but I would of thought for an engineers report you need an engineer to do it not a mechanic. And even at that it probably needs to be a certain type of engineer registered with certain bodies mechanical engineer most likely.

    Tbh overall you would be much better of trying to find a van that wasn't messed around with you'd save yourself a lot of hassle. Although I know from previous experience good clean secondhand vans aren't that easy to find.


  • #13
    Daaryl
    Registered Users, Registered Users 2 Posts: 400 ✭✭Daaryl


    duckcfc wrote: »
    Much would they charge for this?

    Depends on the person! Could be 50 euro to 3-400


  • #14
    Daaryl
    Registered Users, Registered Users 2 Posts: 400 ✭✭Daaryl


    Or you don't have to declare the mods, I didn't declare the stuff that was done to my civic when i crashed it and they never said anything about them!


  • #15
    Comhrá
    Registered Users, Registered Users 2 Posts: 5,196 ✭✭✭Comhrá


    Not exactly the same situation as the OP's, but interesting case on today's Irish Independent:

    Prison officer awarded €14,000 after buying uninsurable 4x4 from Blanchardstown car dealer

    http://www.independent.ie/irish-news/courts/prison-officer-awarded-14000-after-buying-uninsurable-4x4-from-blanchardstown-car-dealer-30791301.html


  • #16
    CJhaughey
    Registered Users, Registered Users 2 Posts: 14,678 ✭✭✭✭CJhaughey


    duckcfc wrote: »
    I know nothing about them so hopefully someone could explain
    Vans are designed to carry loads, much heavier loads than a car.
    Loads on tyres mean they flex more and heat up, so Van tyres are heavier duty than car tyres and have a C rated mark on the side.
    Lack of this mark means that your van is using tyres that aren't suitable for the test (DOE).
    I very much doubt that those wheels and tyres are suitable for commercial use or will pass the test.
    Those are car wheels and tyres and will be a red flag to a tester.


  • #17
    duckcfc
    Banned (with Prison Access) Posts: 616 ✭✭✭duckcfc


    CJhaughey wrote: »
    Vans are designed to carry loads, much heavier loads than a car.
    Loads on tyres mean they flex more and heat up, so Van tyres are heavier duty than car tyres and have a C rated mark on the side.
    Lack of this mark means that your van is using tyres that aren't suitable for the test (DOE).
    I very much doubt that those wheels and tyres are suitable for commercial use or will pass the test.
    Those are car wheels and tyres and will be a red flag to a tester.


    Them wheels are coming off it and putting original wheels on and nice hubcaps


  • #18
    [Deleted User]
    Posts: 24,774 ✭✭✭✭ [Deleted User]


    CJhaughey wrote: »
    Vans are designed to carry loads, much heavier loads than a car.
    Loads on tyres mean they flex more and heat up, so Van tyres are heavier duty than car tyres and have a C rated mark on the side.
    Lack of this mark means that your van is using tyres that aren't suitable for the test (DOE).
    I very much doubt that those wheels and tyres are suitable for commercial use or will pass the test.
    Those are car wheels and tyres and will be a red flag to a tester.

    There is loads of carvans with big wheels and low profile tyres and surely they are not all changing the wheels for it. Though that is a simple way around it if it is the case, just swap in the original ones for the test.


  • #19
    Bpmull
    Closed Accounts Posts: 5,042 ✭✭✭Bpmull


    Daleyza Small Appetite wrote: »
    There is loads of carvans with big wheels and low profile tyres and surely they are not all changing the wheels for it. Though that is a simple way around it if it is the case, just swap in the original ones for the test.

    I've only ever put normal car tyres on my car derived vans and never had an issue either with the older doe or newer cvrt. Although a car derived van is still ultimately a car and has a small load capacity sub 500kg so there would be no need for van tyres anyway. A transit connect is a proper van though so may have different rules.


  • #20
    colm_mcm
    Registered Users, Registered Users 2 Posts: 73,548 ✭✭✭✭colm_mcm


    tippman1 wrote: »
    Not exactly the same situation as the OP's, but interesting case on today's Irish Independent:

    Prison officer awarded €14,000 after buying uninsurable 4x4 from Blanchardstown car dealer

    http://www.independent.ie/irish-news/courts/prison-officer-awarded-14000-after-buying-uninsurable-4x4-from-blanchardstown-car-dealer-30791301.html

    That's gas. Its taxed privately now anyway.


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