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Long Mortgage Approval Turnaround

  • 12-11-2014 11:16am
    #1
    laurawonda
    Registered Users, Registered Users 2 Posts: 15 ✭


    Hi guys,

    First time buyer waiting on mortgage approval to come through. Have applied to a few banks through a broker two weeks ago and after a load of questions from then banks last week we are now hearing nothing from any of the banks!!!!

    Is anyone else waiting a long time for approval at the min?

    Feeling anxious!!!


Comments

  • #2
    JoeySully
    Registered Users, Registered Users 2 Posts: 1,276 ✭✭✭JoeySully


    why are you using a broker?


  • #3
    AfterHrsProp
    Banned (with Prison Access) Posts: 76 ✭✭AfterHrsProp


    JoeySully wrote: »
    why are you using a broker?

    Why not?


  • #4
    Zamboni
    Registered Users, Registered Users 2 Posts: 4,306 ✭✭✭Zamboni


    AfterHrsProp wrote: »
    Why not?

    Because then the op could just ring the bank directly and get a straight answer on the status and to see if any paperwork is outstanding.
    Now she has to rely on an intermediary who may or may not be a useless individual and his word.


  • #5
    AfterHrsProp
    Banned (with Prison Access) Posts: 76 ✭✭AfterHrsProp


    Zamboni wrote: »
    Because then the op could just ring the bank directly and get a straight answer on the status and to see if any paperwork is outstanding.
    Now she has to rely on an intermediary who may or may not be a useless individual and his word.

    Well in fairness, if it was as easy as that to deal with a bank concerning mortgages there wouldn't be a need for brokers in the first place.

    There is many advantages to going down the road of a broker in terms of advice, securing a good deal & moving an application along quickly.


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