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Missed mortgage payment

paul64 · 2014-11-06 14:02:59

To make this short I missed a mortgage payment on 30th of september. I was told by the bank if i made the payment within 30 days I would not be in arrears and no report to the ICB. I made the payment on 30th of october and because there was another payment due on the 31st it was set off against this payment and I received…

06-11-2014 2:02pm

#1

paul64

Registered Users, Registered Users 2 Posts: 127 ✭✭

Join Date: August 2009

Posts: 110

To make this short I missed a mortgage payment on 30th of september. I was told by the bank if i made the payment within 30 days I would not be in arrears and no report to the ICB. I made the payment on 30th of october and because there was another payment due on the 31st it was set off against this payment and I received a letter stating that I was 35 days in arrears:mad: Is there anything I can do? I rang the bank and they said theres nothing they can do and I should pay as soon. I was going to pay the next payment in 2 weeks

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Comments

#2 09-11-2014 5:44pm

lgranata

Banned (with Prison Access) Posts: 3 ✭

Join Date: November 2014

Posts: 2

Sorry I can't help you but I would be really annoyed by that as well, they are supposed to cover the oldest instalment, this is ridiculous.

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