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Exchange of keys...

  • 01-11-2014 2:47pm
    #1
    baggote2
    Registered Users, Registered Users 2 Posts: 36 ✭


    Hi. Could someone tell me general how long after the day the mortgage has been drawn down until hand over of keys? Cheers


Comments

  • #2
    ted1
    Registered Users, Registered Users 2 Posts: 23,901 ✭✭✭✭ted1


    baggote2 wrote: »
    Hi. Could someone tell me general how long after the day the mortgage has been drawn down until hand over of keys? Cheers

    The day you close.


  • #3
    The_Conductor
    Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    ted1 wrote: »
    The day you close.

    While in an ideal world this may be the case- its not an ideal world, and very often this is *not* what happens.

    OP- ideally- you would draw down the mortgage, pay it over, and be given the keys- within a day or two.
    Occasionally- you do get weird situations- like one poor poster in this forum- where the sellers decided to stay on in the property- despite selling it- necessitating 4 months of anguish and grief for the new purchaser before the sellers were eventually escorted out of the property on foot of a court order.

    Normally- its a day or two- nothing longer- if its longer than this- your solicitor has some explaining to do........


  • #4
    alibab
    Registered Users, Registered Users 2 Posts: 678 ✭✭✭alibab


    Yes I agree it is not straight forward. I was paying a mortgage nearly 3 weeks . I rang solicitors who said nothing they could do blah was the other side . Eventually got sorted but I found it very stressful and bad form to be paying a mortgage on a property I did not fully own .


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