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Media: Irish Times Article - Boom Time Buyers still paying for the bubble.......

Comments

  • #2
    gaius c
    Registered Users, Registered Users 2 Posts: 3,528 ✭✭✭gaius c


    Bit cheeky adding utility bills considering that EVERYBODY has to pay those, including renters.


  • #3
    L1011
    Registered Users, Registered Users 2 Posts: 71,113 ✭✭✭✭L1011


    gaius c wrote: »
    Bit cheeky adding utility bills considering that EVERYBODY has to pay those, including renters.

    It doesn't change the mortgage figures which is where the differential comes from - but I suspect the figures are inaccurate anyway. A lot of the "boom time buyers" are on miniscule margin trackers with the more recent buyers up to 4.5% SVR - that closes a lot of the gap in mortgage repayments.


  • #4
    Michael D Not Higgins
    Registered Users, Registered Users 2 Posts: 7,223 ✭✭✭Michael D Not Higgins


    MYOB wrote: »
    It doesn't change the mortgage figures which is where the differential comes from - but I suspect the figures are inaccurate anyway. A lot of the "boom time buyers" are on miniscule margin trackers with the more recent buyers up to 4.5% SVR - that closes a lot of the gap in mortgage repayments.

    That's the problem I have with these types of articles, they never show the assumptions that get to their figures because if they did we'd see right through them.

    Someone posted an independent article recently showing the affordability of mortgages these days is the same as the boom when all things are taken into account. It even broke down the separate costs and laid it out.


  • #5
    gaius c
    Registered Users, Registered Users 2 Posts: 3,528 ✭✭✭gaius c


    The lack of referencing is glaring.
    Kevin Byrne went to a bit of effort to back his article up and show it publicly.
    http://www.thejournal.ie/readme/mortgage-affordability-1690278-Sep2014/?utm_source=email
    http://noworsoon.com/982


  • #6
    Michael D Not Higgins
    Registered Users, Registered Users 2 Posts: 7,223 ✭✭✭Michael D Not Higgins


    gaius c wrote: »
    The lack of referencing is glaring.
    Kevin Byrne went to a bit of effort to back his article up and show it publicly.
    http://www.thejournal.ie/readme/mortgage-affordability-1690278-Sep2014/?utm_source=email
    http://noworsoon.com/982

    Cheers that was the one I was talking about.


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  • #7
    Mr.McLovin
    Registered Users, Registered Users 2 Posts: 470 ✭✭Mr.McLovin


    Media: Irish Times Article - Boom Time Buyers still paying for the bubble....... Buy NOW!!


  • #8
    jon1981
    Registered Users, Registered Users 2 Posts: 4,359 ✭✭✭jon1981


    Pure horse sh*t. Friends of ours on a tracker with a mortgage 100k more than ourselves paying 400 less a month than ourselves who bought last year.

    How many tracker mortgages are out there again????


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