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Car loan while on probation period in job

  • 07-10-2014 9:12am
    #1
    chris_john_lane
    Registered Users, Registered Users 2 Posts: 194 ✭✭


    Hi I'm staring a new job in the public sector soon. The contract has a one year probation period. What are my chances of getting a car loan approved while on probation?


Comments

  • #2
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Probation periods are quite nornal . For the purposes of the loan form you are currently in full time permanent employment. You could be in any job today and be made redundant by next year.


  • #3
    dudara
    Registered Users, Registered Users 2 Posts: 33,518 ✭✭✭✭dudara


    Not a Consumer Issue - Moved to Banking & Insurance & Pensions

    dudara


  • #4
    witchgirl26
    Registered Users, Registered Users 2 Posts: 2,274 ✭✭✭witchgirl26


    It depends on the size of the car loan but I didn't have to supply any work information to the bank when I got mine. It was only a year long loan & relatively small amount. Suppose it helps that my current account was with the same bank so they could see my pay going in each month.


  • #5
    chris_john_lane
    Registered Users, Registered Users 2 Posts: 194 ✭✭chris_john_lane


    I wouldn't be looking to get a huge loan, maybe 8-10 grand. I also might give a couple of grand deposit if that's possible.
    witchgirl26 wrote: »
    It depends on the size of the car loan but I didn't have to supply any work information to the bank when I got mine. It was only a year long loan & relatively small amount. Suppose it helps that my current account was with the same bank so they could see my pay going in each month.


  • #6
    witchgirl26
    Registered Users, Registered Users 2 Posts: 2,274 ✭✭✭witchgirl26


    chris_john_lane wrote: »
    I wouldn't be looking to get a huge loan, maybe 8-10 grand. I also might give a couple of grand deposit if that's possible.

    Ah they might look for more info then. I was only getting a 2k loan as had the rest myself (also in a savings account in that bank) so possibly a case of much less paperwork.

    Apply online if that's a possibility & it'll tell you exactly what the terms are & the docs you'll need (well that was my experience).


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