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Self build insurance cover damage to house?

  • 24-09-2014 8:33pm
    #1
    fifib
    Registered Users, Registered Users 2 Posts: 1,463 ✭✭✭


    Anyone know if self build insurance will cover a broken window?


Comments

  • #2
    893bet
    Registered Users, Registered Users 2 Posts: 9,370 ✭✭✭893bet


    fifib wrote: »
    Anyone know if self build insurance will cover a broken window?

    Depends on the policy.

    If it does the excess might outweight the window cost. My excess is 600 euro.


  • #3
    fifib
    Registered Users, Registered Users 2 Posts: 1,463 ✭✭✭fifib


    thanks 893bet i forgot about the excess. our policy has€650 excess for material damage. its one of the largest windows thats been damaged but knowing our luck it will cost just under €600 to replace!
    cheers


  • #4
    DeeJunFan
    Registered Users, Registered Users 2 Posts: 110 ✭✭DeeJunFan


    also consider that this may qualify as a claim under a home insurance policy. You may have to factor in loss of no claims bonus.

    They have you every way!


  • #5
    893bet
    Registered Users, Registered Users 2 Posts: 9,370 ✭✭✭893bet


    DeeJunFan wrote: »
    also consider that this may qualify as a claim under a home insurance policy. You may have to factor in loss of no claims bonus.

    They have you every way!

    Self build policy is a totally separate policy to my knowledge.


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