Any place in can buy now pay later?

Deanp057

I am looking for a gaming PC that I can pay off weekly for it as I wouldn't have the money together to buy it now, anybody know of any places doing them deals?

Cravez

UK Companies allow to pay monthly installments for their custom PC's, however the service is not available for Republic of Ireland customers for almost all the companies

A few years back I got a loan from AIB to buy a new computer, which was the next best thing I guess. Probably the credit union (if you have an account) is another alternative.

fussyonion

Yes, Harvey Norman do a thing called Flexi-Rent where you can buy now, pay later. You pay via direct debit every month for a year until it's paid off and then when the year's up, you've got the option of keeping the laptop or exchanging it for a newer model.

Kimbot

All the companies that do it are doing it on finance which is in no way value for money. Why not just save until you have enough money to buy outright?

fussyonion

jonny24ie wrote: »

All the companies that do it are doing it on finance which is in no way value for money. Why not just save until you have enough money to buy outright?

OP said he wanted a computer now, not later, so the Flexi-Rent thing would suit him down to the ground.

Kimbot

fussyonion wrote: »

OP said he wanted a computer now, not later, so the Flexi-Rent thing would suit him down to the ground.

Well i suppose the next question is does the OP need the computer now or does the OP just want the computer now.

He will get far more value for money if he builds it himself.

ScumLord

Get a loan, you don't want to be stuck with the limited range that companies offering finance would have.

At least with a loan you can get the best deals on the best hardware from multiple suppliers.

jumbobreakfast

Yeah credit union would be a better idea. You'll have to prove that you can pay it back so you probably have to be saving money in there for several months before applying for a loan. I think you can get a loan of up to three times what you have in there but you cannot touch your savings until you pay the loan back.

Deanp057

Thank you all for the replys, I was looking at Argos and Harvey Norman but the computers they have don't seem to be great compared to the ones my friends have, might give the credit union a shot if that doesn't wok then il just have to start saving, thanks

Deanp057

Also I would like to build one myself and hear it is cheaper but I wouldn't be the best at putting things together especially computers

Kimbot

Deanp057 wrote: »

Also I would like to build one myself and hear it is cheaper but I wouldn't be the best at putting things together especially computers

Dean, work out a budget for yourself. And post over in this forum:

http://www.boards.ie/vbulletin/forumdisplay.php?f=842

If you need a hand putting it all together any one of us in there would gladly help you if you dont live a million miles away

fussyonion

Right well you didn't actually say at the start that you wanted to build your own.............

Ravenid

If you want a system pre-built you can get Financing from both Dell and Overclockers UK.

You'll be hounded by the PC purists who hand milled their capacitors and look down on anyone who hasn't fried at least 2 motherboards building their own rigs but on the otherhand Cool Flashing Alien Heads !!!

ScumLord

Putting a Pc together is very easy. All the connectors only fit in slots they're supposed to, the CPU only goes in the right way and so on. Just make sure to discharge static electricity.

I wouldn't buy a gaming PC in a shop, they tend to use generic parts. you'd be much better off buying good parts and assembling yourself.

TerrorFirmer

ScumLord wrote: »

I wouldn't buy a gaming PC in a shop, they tend to use generic parts. you'd be much better off buying good parts and assembling yourself.

Quality of parts doesn't concern me much, but the base specifications will be weak or skewed at best. You'll basically end up paying €700 for the performance of a €400 self-build.

You haven't said what your budget is but you can build a reasonable gaming PC for as little as around the €400 mark for a 1080p high settings build.

You'll be hounded by the PC purists who hand milled their capacitors and look down on anyone who hasn't fried at least 2 motherboards building their own rigs but on the otherhand Cool Flashing Alien Heads !!!

The only thing over at the building and upgrading forum we try and give people is value for money, get them the best possible machine that they can get for their budget. Doesn't matter a damn if they build it or not themselves, some companies like Hardwareversand will build your chosen components for €20 and if someone wants to take that option, perfect!

ScumLord

TerrorFirmer wrote: »

some companies like Hardwareversand will build your chosen components for €20 and if someone wants to take that option, perfect!

€20 is a great deal. The only drawback is you won't get the satisfaction of sticking the intel sticker to the front of your PC.

ShadowHearth

As mentioned already - just go get a loan. First stop would be credit union. Then go to your own bank. Taking out a personal loan of 500-1000eu should not be a problem if you got stable income.
When you get your loan, it will be easier and cheaper to buy your own components from who ever you want or has best prices.
Companies who do sell pcs with finance usually will have worse credit offers.