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overdraft

  • 11-09-2014 5:31pm
    #1
    whupdedo
    Banned (with Prison Access) Posts: 1,513 ✭✭✭


    Hi all
    I'm looking for a bit of advice regarding an overdraft, I got an overdraft to start a small project and buy materials for a job for in insurance company, half way through they paid me up to date and told me they had found someone cheaper,which left me with an unwanted overdraft as I needed to finish the project to be in profit and clear all expenses and overdraft,

    The overdraft was for ten grand, of which I have cleared 4, the bank are looking for me to square up, business is not great but I'm surviving

    I have some savings, my question is would i be better off to put my savings into the bank and clear the overdraft, or get the bank to turn it into a loan(which I'm not keen on) i also have other outstanding bills from suppliers that I could clear if idiot the bank sorted,

    Also would it have any negative impact on my accounts ie will revenue be wondering where I got the money to pay the overdraft


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