Payment of overdraft after son's death.

The Gardener · 03-09-2014 10:55pm #1

My son died suddenly back in January, he was unemployed, lived with us and had no assets of any saleable value except for a games console & a laptop, probably worth no more than €300 between them. In February I notified the two banks that he had accounts with and asked them to let me know what they wanted done next.
On Monday 1st September I received a letter from Assisted Probate Services acting on behalf of one of the banks requesting that I pay them a sum of €830 owed by my son to that bank, in February the sum (overdraft) was only €630.
While I am aware that I don't have to pay this, my question is, if I choose not to pay it what legal hoops do I have to jump through to prove that my son had left nothing of any value? Or does the matter rest there if I refuse to pay?

johnnyskeleton · 03-09-2014 11:18pm

You might want to go into the probate office in phoenix house smithfield dublin or give them a call. They are usually very friendly and might give you a steer. Otherwise you could contact flac or a solicitor.

Sorry to hear about your loss, hopefully you can sort this out quickly with the above.

punisher5112 · 03-09-2014 11:21pm

I thought the banks were insured for these matters.

Very sorry for your loss and it's terrible to have to be dealing with things like this.

MouseTail · 03-09-2014 11:30pm

I am so sorry for your loss. Write to the Bank saying your son left no estate, and therfore the estate cannot satisfy the amount owing. They cannot pursue you.

The Gardener · 07-09-2014 12:01pm

Thanks all for your replies, they were very helpful. For anyone else wanting to know about Assisted Probate Services I've discovered that they are part of the BCW Group, a Glasgow based debt collection agency. There is a thread about them here http://www.boards.ie/ttfthread/2056613456/1

Payment of overdraft after son's death.

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