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Insuring secondhand phone?

  • 01-09-2014 4:21pm
    #1
    Registered Users, Registered Users 2 Posts: 369 ✭✭


    Hi all,

    If there's already a thread for this feel free to move!

    I've been unlucky with phones in the past and have had my last two (both iPhones) stolen. I've finally learnt my lesson and will not be buying another one without insurance. I was just wondering is there any restrictions on insuring a phone that you haven't bought new, or is it possible at all?

    Another question which may be a bit subjective- is there any way to protect yourself from getting ripped off if buying a phone on donedeal or the like?

    Many thanks for any help provided!


Comments

  • Registered Users, Registered Users 2 Posts: 369 ✭✭tradhead


    Anybody??


  • Moderators, Business & Finance Moderators, Sports Moderators Posts: 15,119 Mod ✭✭✭✭whiterebel


    Tips for buying secondhand has been done to death. Do a search on "secondhand". Insurance would need to be via house insurance, I would imagine.


  • Registered Users, Registered Users 2 Posts: 3,464 ✭✭✭jamesd


    I used gadget insurance and found them a rip off as used every little T&C s so they not have to pay out.


  • Registered Users, Registered Users 2 Posts: 7,971 ✭✭✭_Whimsical_


    Careful when ensuring a secondhand phone via independent insurance or house insurance as some places will not pay out unless you have proof of purchase for your phone from a retailer. An email from donedeal etc won't do for lots of places as a receipt.


  • Moderators, Society & Culture Moderators Posts: 40,357 Mod ✭✭✭✭Gumbo


    I claimed for my iPhone 3GS on my travel insurance a year or two back. It was my spare phone and I bought it second hand on adverts. No receipt, or proof of purchase required.

    That was with AIB.


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