Use ebay without Paypal?

Muahahaha

Is it possible to pay on ebay without using Paypal ?

I just bought a laptop there, £185 which converts to €230 at today's rates. Paypal total charge was €11.50 bringing it up to €241.50.

€11.50 represents almost 5% of the purchase price. I don't mind paying for a service but Paypal are taking the piss IMO. They're probably shafting you on the exchange rate which is where they make a lot of money, wouldn't people just be better off (at least in terms of fees) to pay direct with their credit card ?

Fuzzy Clam

Muahahaha wrote: »

Is it possible to pay on ebay without using Paypal ?

I just bought a laptop there, £185 which converts to €230 at today's rates. Paypal total charge was €11.50 bringing it up to €241.50.

€11.50 represents almost 5% of the purchase price. I don't mind paying for a service but Paypal are taking the piss IMO. They're probably shafting you on the exchange rate which is where they make a lot of money, wouldn't people just be better off (at least in terms of fees) to pay direct with their credit card ?

Contact the seller to see if they will accept other forms of payment.

Muahahaha

Deal is done now, I want it by Friday so I'll suck up Paypals rip just this once. But it puts me off buying from ebay, you don't get this crap with Amazon.

In saying that you don't get bargain £185 laptops on Amazon either

Anyway I just see Paypal as an unnecessary layer to skim more profits. If Amazon and other major etailers can operate fine without them then why even use them on ebay? If the goods don't arrive then surely you can reverse the CC transaction in any case. I just don't get what we *get* for paying Paypal 4% or 5% on top of the purchase price. Fair enough they are convenient but it just seems like money for nothing to me.

Fuzzy Clam

Muahahaha wrote: »

Deal is done now, I want it by Friday so I'll suck up Paypals rip just this once. But it puts me off buying from ebay, you don't get this crap with Amazon.

In saying that you don't get bargain £185 laptops on Amazon either

Anyway I just see Paypal as an unnecessary layer to skim more profits. If Amazon and other major etailers can operate fine without them then why even use them on ebay? If the goods don't arrive then surely you can reverse the CC transaction in any case. I just don't get what we *get* for paying Paypal 4% or 5% on top of the purchase price. Fair enough they are convenient but it just seems like money for nothing to me.

In case you don't know, Paypal is owned by Ebay. You can work out the reason that Ebay try to force users to use Paypal for yourself

Beano

why not pay paypal in sterling and let your credit card convert it into euro? Its usually cheaper. And what specifically was the 11.50 charge for? Paypal only charges fees to the seller not to the buyer.

Fuzzy Clam

Beano wrote: »

why not pay paypal in sterling and let your credit card convert it into euro? Its usually cheaper. And what specifically was the 11.50 charge for? Paypal only charges fees to the seller not to the buyer.

I suspect the extra 11.50 was paypals conversion rate.

Muahahaha

Fuzzy Clam wrote: »

I suspect the extra 11.50 was paypals conversion rate.

Yeah, that's it. I did a conversion of £185 on xe.com, came to €230 at today's rAtes of €1 = £.80p Paypals rate today was €1 = 77p, they converted £185 to €241.50

nunn351

Fuzzy Clam wrote: »

In case you don't know, Paypal is owned by Ebay. You can work out the reason that Ebay try to force users to use Paypal for yourself

Its a pity other forms cant be used like O2 money card , Skrill .

Anyway would you let me know how you get on with new Laptop as I was thinking of buying one too on ebay.

Beano

Muahahaha wrote: »

Yeah, that's it. I did a conversion of £185 on xe.com, came to €230 at today's rAtes of €1 = £.80p Paypals rate today was €1 = 77p, they converted £185 to €241.50

the xe.com rate is a mid-market rate. You will never get this rate from your bank or anywhere else. paypals rate of 1.77 matches the BOI sell rate for sterling so it looks correct.

https://personalbanking.bankofireland.com/bank/international-payments/daily-foreign-exchange-rates/

the groutch

I always laugh when people get in a strop over stuff not being charged using the exact rate on xe.com

Beano

the groutch wrote: »

I always laugh when people get in a strop over stuff not being charged using the exact rate on xe.com

personally i prefer to educate people rather than laugh at them.

homer911

You are also getting the benefit of Paypal buyer protection - surely thats worth paying a bit extra for?

Beano

homer911 wrote: »

You are also getting the benefit of Paypal buyer protection - surely thats worth paying a bit extra for?

but he isnt paying any extra.