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Motorcycle Insurance for a first timer..

  • 11-08-2014 10:35am
    #1
    JoeMc94
    Registered Users, Registered Users 2 Posts: 10 ✭


    Hey guys,
    I'm 20 and I've always had an interest in motorbikes since my uncle, godfather and neighbor have been riding them for years. I'm a named driver on the family car and have been on the road nearly three years now, recently I've been earning good money and I'm thinking of investing it in a motorcycle, I'm able to ride a motorcycle from my neighbor who taught me on his Mz TS 150, A friend of my godfather is looking to sell his 2000 Honda vt125 Shadow with 10,000 miles on the clock, I always loved the cruiser style and i would definitely be going down that road when I'm older, Basically I'm looking for a bike to bring me in and out of college everyday otherwise I will be depending on lifts,, My question is if I bought the Honda how much would I be looking at spending to insure the bike for a year, in the year I would probably ride about 6000 km in the year.
    Any help would be great
    Thanks guys.


Comments

  • #2
    jimgoose
    Registered Users, Registered Users 2 Posts: 20,195 ✭✭✭✭jimgoose


    Best thing to do is contact some insurers for a couple of actual quotes. Liberty (formerly known as Quinn Direct) have been hitherto quite good for youngsters starting off. There's also AON, Carole Nash and Adelaide.


  • #3
    szatan84
    Registered Users, Registered Users 2 Posts: 183 ✭✭szatan84


    Carol nash only do 3party only insurance on 125's so you can forget about them. Quinn is usually good for starting. They gave me 972 for a cbr125r as first bike fully comp.


  • #4
    JoeMc94
    Registered Users, Registered Users 2 Posts: 10 ✭JoeMc94


    you mentioned fully comp and third party,,, I was thinking about just going for third party, fire and theft but if you think i should ignore it why is that? Is it common for learners to get into an accident starting off, serious or not I'm just wondering because when i started in the car i was told by several people you will put a dint in the car within the first year, thankfully that didn't happen but is there anything i should expect with motorcycles?


  • #5
    Pugzilla
    Site Banned Posts: 1,765 ✭✭✭Pugzilla


    JoeMc94 wrote: »
    you mentioned fully comp and third party,,, I was thinking about just going for third party, fire and theft but if you think i should ignore it why is that? Is it common for learners to get into an accident starting off, serious or not I'm just wondering because when i started in the car i was told by several people you will put a dint in the car within the first year, thankfully that didn't happen but is there anything i should expect with motorcycles?

    Most people end up dropping their bike at low speed when they start out. Damage will probably be nothing more than some scratches or a dent and you will escape unharmed. If your bike has crash protectors on the sides there mightn't be any damage. Don't know if it's worth getting comprehensive for a low value bike. If your bike ends up being written off, you will have bigger worries than getting cash back for your bike.


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