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Assessor recommendations?

  • 31-07-2014 3:28pm
    #1
    Registered Users, Registered Users 2 Posts: 14,228 ✭✭✭✭


    Anyone have any recommendations for a Dublin-based assessor to put a pre-damage value on a car? Wrote mine off the other week and, unsurprisingly, the insurance assessor low-balled the PDV on the car.

    Thanks a mill, and apologies if this has been asked a thousand times, I had a look at the FAQs in the insurance sticky and couldn't see anything.


Comments

  • Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭bazz26


    I'm not sure you need an Assessor for a PDV. Go onto the likes of Donedeal and look at the asking prices from private sellers of similar cars. Provide these adverts to the insurance company. You may not get the same PDV as these but it will give you scope to negotiate a better payout with the insurance company.


  • Registered Users, Registered Users 2 Posts: 14,228 ✭✭✭✭Dial Hard


    bazz26 wrote: »
    I'm not sure you need an Assessor for a PDV. Go onto the likes of Donedeal and look at the asking prices from private sellers of similar cars. Provide these adverts to the insurance company. You may not get the same PDV as these but it will give you scope to negotiate a better payout with the insurance company.

    Letter from the insurance company says that if I'm not happy with the PDV, I need to get my own assessor to value the car.


  • Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭bazz26


    Sounds like they are playing hardball. Usually there is scope for negotiation but I'd imagine if they think your valuation is too high or unrealistic then this is maybe why they want you to get your own assessor to value it. Is there a big difference in your valuation verses theirs?


  • Registered Users, Registered Users 2 Posts: 14,228 ✭✭✭✭Dial Hard


    bazz26 wrote: »
    Sounds like they are playing hardball. Usually there is scope for negotiation but I'd imagine if they think your valuation is too high or unrealistic then this is maybe why they want you to get your own assessor to value it. Is there a big difference in your valuation verses theirs?

    I haven't even told them what I would have expected the PDV to be yet, but there's about €650 in the difference.

    I actually work for the manufacturer of the vehicle (it's privately owned, though, not a company car) and they're aware of this so I think they're slightly paranoid about the whole thing. It took them three weeks just to give me the PDV.


  • Registered Users, Registered Users 2 Posts: 12,712 ✭✭✭✭R.O.R


    I had a similar situation last year, but there was a much greater difference that €650 - around €6,000 between what I was offered and what I wanted.

    I used https://www.cmhegarty.ie/ - was Mr. Hegarty who did the report in the end, but got the contact as I used to work with someone who works for CMHegarty. Might have been mates rates, but was around €100 for the estimate.

    Ended up settling for €125 less than I originally asked for, and the insurance paid the €100 assessor charge.


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  • Registered Users, Registered Users 2 Posts: 14,228 ✭✭✭✭Dial Hard


    R.O.R wrote: »
    I had a similar situation last year, but there was a much greater difference that €650 - around €6,000 between what I was offered and what I wanted.

    I used https://www.cmhegarty.ie/ - was Mr. Hegarty who did the report in the end, but got the contact as I used to work with someone who works for CMHegarty. Might have been mates rates, but was around €100 for the estimate.

    Ended up settling for €125 less than I originally asked for, and the insurance paid the €100 assessor charge.

    Hegarty's did the original assessment for the insurance company! Letter also states that if I engage another assessor, it's at my own cost, the baxtards.


  • Registered Users, Registered Users 2 Posts: 12,712 ✭✭✭✭R.O.R


    Dial Hard wrote: »
    Hegarty's did the original assessment for the insurance company! Letter also states that if I engage another assessor, it's at my own cost, the baxtards.

    In which case, try Edge Anderson - they are who we generally use in work when required.


  • Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Dial Hard wrote: »
    Hegarty's did the original assessment for the insurance company! Letter also states that if I engage another assessor, it's at my own cost, the baxtards.

    Why wouldn't it be??

    I always find Assess Ireland to be good efficient people

    http://www.assessireland.com/


  • Registered Users, Registered Users 2 Posts: 14,228 ✭✭✭✭Dial Hard


    oldyouth wrote: »
    Why wouldn't it be??

    I always find Assess Ireland to be good efficient people

    http://www.assessireland.com/

    I was replying to R.O.R. who said his insurance reimbursed the cost of the second assessor.


  • Registered Users, Registered Users 2 Posts: 14,228 ✭✭✭✭Dial Hard


    oldyouth wrote: »
    Why wouldn't it be??

    I always find Assess Ireland to be good efficient people

    http://www.assessireland.com/

    I was replying to R.O.R. who said his insurance reimbursed the cost of the second assessor.


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  • Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Dial Hard wrote: »
    I was replying to R.O.R. who said his insurance reimbursed the cost of the second assessor.

    They will providing your assessor provides a report that shows substantive differences to their own assessors report, not just because you want one done


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