What benefits am I entitled to ?

Dmighty

Hey

Looking for some information on what benefits I might be entitled to.

I live with my husband he works, I don't we have 2 toddlers, we have all just recently got medical cards.

We are struggling a bit with money each month so I'm trying to see what we might be entitled to help us

How Soon Is Now

Dmighty wrote: »

Hey

Looking for some information on what benefits I might be entitled to.

I live with my husband he works, I don't we have 2 toddlers, we have all just recently got medical cards.

We are struggling a bit with money each month so I'm trying to see what we might be entitled to help us

You be best off posting in here http://www.boards.ie/vbulletin/forumdisplay.php?f=861

tricky D

Mod note: Just moved this thread to State Benefits. You'll get a better response here.

January

FIS would probably be your only benefit.

Make sure your husband tells his employers he has a medical card because he pays a lower rate of USC if he has one.

Dmighty

January wrote: »

FIS would probably be your only benefit.

Make sure your husband tells his employers he has a medical card because he pays a lower rate of USC if he has one.

Not sure we would get much on FIS. I was kinda looking for something I could apply for as I don't work and have no income?

dm1979

hey dmighty, were in the same boat, husband works and I stay at home raising the kids. I don't think there is anything you can claim but have you looked into your tax, you can give him your tax credits and I think you might be able to get a home carers credit. as a stay at home mother you are invisible to the state, no benefits and you don't qualify for any training courses to better yourself for when you want to rejoin the work force.

mrsbyrne

Hi. You can only apply for a Job seekers payment if you are looking for and available for full time work. I'm guessing if you have 2 toddlers then that's not the case.
Are you sure your family won't quality for FIS?
If you've qualified for medical cards, you probably would get something.
Apart from that, then no, there's nothing else you can claim.

January

Unfortunately, if you're not actively looking for work you are not entitled to a state payment. You can transfer your tax credits to your husband as another poster stated.

qwertyabcd

As long as your husband is working at least 19 hours a week and earning under €602 per week you can apply for FIS, you don't need to be working for it.

V.W.L 11

it really does pay NOT to be married in this country!as sad as that may seem people are penalised financially in the eyes of the state for being married.

mrsbyrne

V.W.L 11 wrote: »

it really does pay NOT to be married in this country!as sad as that may seem people are penalised financially in the eyes of the state for being married.

It doesn't matter whether your married or just cohabiting, the same rules apply for SW.

V.W.L 11

mrsbyrne wrote: »

It doesn't matter whether your married or just cohabiting, the same rules apply for SW.

costs nothing to leave a cohabiting partner,whereas it costs a bomb to leave a husband/wife,so whether or which the SW system rewards the cheats and penalises the honest people,but sure what can you do :rolleyes:

myshirt

V.W.L 11 wrote: »

costs nothing to leave a cohabiting partner,whereas it costs a bomb to leave a husband/wife,so whether or which the SW system rewards the cheats and penalises the honest people,but sure what can you do :rolleyes:

No, costs a bomb to leave a cohabiting partner also little do you know. A lot of chaps very surprised to find out they have to pay maintenance to a girlfriend because they were with her 5 years. Sher we weren't married they say. But nope, you must pay.

Treatment in this country is waaaay better for married couples. Amongst many, many benefits the first c. €40k of your income is taxable at 20%, and you can even bump that up by another c. €20k at 20% if second person working. That's a massive difference to a cohabiting situation.

Interspousal transfers are exempt from CGT. Also, if one of you unfortunately dies, the CAT threshold is large for a spouse, and not for a partner. Some cohabiting couples have been caught in very bad situations, having to pay a very large tax bill just to stay in their own house after their partner dies.

V.W.L 11

myshirt wrote: »

No, costs a bomb to leave a cohabiting partner also little do you know. A lot of chaps very surprised to find out they have to pay maintenance to a girlfriend because they were with her 5 years. Sher we weren't married they say. But nope, you must pay.

Treatment in this country is waaaay better for married couples. Amongst many, many benefits the first c. €40k of your income is taxable at 20%, and you can even bump that up by another c. €20k at 20% if second person working. That's a massive difference to a cohabiting situation.

Interspousal transfers are exempt from CGT. Also, if one of you unfortunately dies, the CAT threshold is large for a spouse, and not for a partner. Some cohabiting couples have been caught in very bad situations, having to pay a very large tax bill just to stay in their own house after their partner dies.

first time I have ever heard of that

mrsbyrne

If the cohabiting parents of children split and the children reside with one of the parents and that parent applies for lone parent, then SW will treat the other parent the same, whether they were married or not.

myshirt

V.W.L 11 wrote: »

first time I have ever heard of that

This link will give you some very high level information:

http://www.citizensinformation.ie/en/birth_family_relationships/problems_in_marriages_and_other_relationships/redress_scheme_for_cohabiting_couples.html

I'm not surprised you are not aware of it, many a person has been shocked when slapped with an attachment order to their wages.

V.W.L 11

myshirt wrote: »

This link will give you some very high level information:

http://www.citizensinformation.ie/en/birth_family_relationships/problems_in_marriages_and_other_relationships/redress_scheme_for_cohabiting_couples.html

I'm not surprised you are not aware of it, many a person has been shocked when slapped with an attachment order to their wages.

jasus :eek: would I be wrong in assuming you have had experience of that act?

myshirt

V.W.L 11 wrote: »

jasus :eek: would I be wrong in assuming you have had experience of that act?

Not personally.... if you're interested, head on over to legal forum. You'll also get some articles on firstlaw if you google a trial.