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Applying for Mortgage

  • 29-07-2014 7:33pm
    #1
    sohappy
    Registered Users, Registered Users 2 Posts: 665 ✭✭✭


    I have a credit card with a 15k credit limit, I seldom use the card and if I do I clear it straight away,
    Would having this amount of a credit limit be seen as a negitave thing by a bank when applying for a mortgage,?


Comments

  • #2
    Liam D Ferguson
    Registered Users, Registered Users 2 Posts: 542 ✭✭✭Liam D Ferguson


    No - they'll look for 3 - 6 months' credit card statements and if they see that you consistently clear the balance straight away, the credit card will be ignored.


  • #3
    sohappy
    Registered Users, Registered Users 2 Posts: 665 ✭✭✭sohappy


    Liam D Ferguson wrote: »
    No - they'll look for 3 - 6 months' credit card statements and if they see that you consistently clear the balance straight away, the credit card will be ignored.
    thank you liam


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