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First time car and insurance costs?

  • 14-07-2014 5:06pm
    #1
    junction12
    Registered Users, Registered Users 2 Posts: 59 ✭✭


    Hi! I'm almost a 22 year old guy. I'm planning on getting a car in the next few weeks.
    I've done a few lessons and looked at cars/insurance quote's.
    At first I was looking at corsa's/polo's/fiesta's/ka's. I did my lessons in a ka and I hated driving it. Then I drove a 1.25 fiesta and found it very light on the road. Didn't like the feel of it either.
    Then I was talking to my mothers friend and she said her daughter had the same problem when she drove 1.0l cars and she then drove a 1.4 Astra and she liked it. I got a chance then to drive a 1.4 Astra and I liked the feel of if. I just felt it was more steady on the road and I felt safer/more comforrable driving it.
    I looked for quotes of a good few companies and I actually got better quotes for 1.4 Astra's/focus/etc.
    So why do people always say look for a 1.25l fiesta or a 1.0 Micra?


Comments

  • #2
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    When you ring around for insurance ask to put your parents on as named drivers (if they haven't made a claim or have lots of points) knocked €300 off my premium.


  • #3
    Grab All Association
    Registered Users, Registered Users 2 Posts: 3,926 ✭✭✭Grab All Association


    junction12 wrote: »
    Hi! I'm almost a 22 year old guy. I'm planning on getting a car in the next few weeks.
    I've done a few lessons and looked at cars/insurance quote's.
    At first I was looking at corsa's/polo's/fiesta's/ka's. I did my lessons in a ka and I hated driving it. Then I drove a 1.25 fiesta and found it very light on the road. Didn't like the feel of it either.
    Then I was talking to my mothers friend and she said her daughter had the same problem when she drove 1.0l cars and she then drove a 1.4 Astra and she liked it. I got a chance then to drive a 1.4 Astra and I liked the feel of if. I just felt it was more steady on the road and I felt safer/more comforrable driving it.
    I looked for quotes of a good few companies and I actually got better quotes for 1.4 Astra's/focus/etc.
    So why do people always say look for a 1.25l fiesta or a 1.0 Micra?

    Astra is not a bad car. A man would lose a few inches off his penis driving a small car like a Micra, KA etc.

    If you live in rural Ireland putting down Farm Labourer as your occupation will knock a few quid off too.


  • #4
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Chris___ wrote: »
    If you live in rural Ireland putting down Farm Labourer as your occupation will knock a few quid off too.

    Unless you are a Farm Labourer do not do this. The OP is starting his motoring career and you are asking him to misrepresent on his first insurance policy. Don't give me any of that 'they will never know' malarkey either


  • #5
    junction12
    Registered Users, Registered Users 2 Posts: 59 ✭✭junction12


    Well actually I live on a farm and do the odd bit of work on the farm so technically. I wouldn't be lying.


  • #6
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    junction12 wrote: »
    Well actually I live on a farm and do the odd bit of work on the farm so technically. I wouldn't be lying.
    Well, if it brings the premium down, burst on. Remember, if ANYTHING affects what an insurer uses to calculate the premium, it is important to them. Tell lies and they will catch you out when you need them most


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