Student Finance Options

jimbobtravis

Hi,

I have just completed an Jobbridge internship and they have made me full time. I would like to complete studying by applying for a masters and study through distance learning. Obviously a Masters is not cheap, but it is the best option for me as i can study part time while working full time and can do it all from home. Also, the university i will be doing it in is in the UK as Ireland does not have the course offered at a Masters level (Since Ireland is behind the rest of the world).

My question is what would be the best option for a post graduate loan. The Bank of Ireland offer post grad loans but you have to study full time. The credit union want me to be in full time work for a year and would have to put a couple of thousand into my savings due to me already having a loan with them. If i had a chance to plead my case with them though as this course will make me a higher earner within a niche market which will soon take Ireland as it has the rest of the world.

Other banks require me to have an account with them. I think the credit union is my best chance, but like i said, i don't meet requirements although i technically have been working in the same company for nearly a year. That alone should show that my job would be reasonable safe as my probationary period would have been my internship.

Should i go back into the credit union with some sort of a written plan and present it to a loan officer which highlights everything? Would they have exceptional circumstances where they don't follow the rules even in this current economic climate

Annasopra

I'm not sure about the loan but you could probably claim tax back on fees

http://www.revenue.ie/en/tax/it/leaflets/it31.html

jimbobtravis

Thanks for that. Something i never knew and i will surely look into this a bit more.