If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Personal loans question ?

bob5666 · 2014-07-12 16:39:42

If I have a loan in a bank does the likes off a credit union know I have a loan in a different bank without me telling them or is there a database they check up ?

12-07-2014 04:39PM

#1

bob5666

Registered Users, Registered Users 2 Posts: 202 ✭✭

Join Date: November 2010

Posts: 127

If I have a loan in a bank does the likes off a credit union know I have a loan in a different bank without me telling them or is there a database they check up ?

0

Comments

#2 12-07-2014 05:59PM

Spocker

Moderators Posts: 6,916 ✭✭✭

Join Date: February 2004

Posts: 6109

Yes, they do.

They check the Irish Credit Bureau, you can request your own report from here: http://www.icb.ie/ - it takes a few days.

Note that the report will indicate all your other loans with Irish financial institutions, and their status i.e. are they in arrears or not

0
#3 13-07-2014 02:41AM

matt70iu

Registered Users, Registered Users 2 Posts: 415 ✭✭

Join Date: October 2009

Posts: 412

Check if your credit union is a member by checking on the ICB's website.

If they are, you have to give your consent for them to check your ICB record. Bear in mind that not giving consent may indicate to them you have something to hide.

0