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can my banks search other banks

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  • 30-06-2014 10:36am
    #1
    nicholacm
    Registered Users Posts: 6 ✭


    Hi im not sure if this is the right forum to post to. I have a mortgage with my ex and he wont pay any of the mortgage. i am on social welfare and have been paying what i can . I have a small amount of savings which i dont want the bank to take. if i put this in another account in a different bank. can they search any kind of data base and find out that i have another account?
    Tagged:


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    #2
    homer911
    Registered Users Posts: 5,113 ✭✭✭homer911


    Unlikely, but its probably more important that you get your ex's name removed from the title deeds


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    #3
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Only if you consent to it.


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    #4
    nicholacm
    Registered Users Posts: 6 ✭nicholacm


    its not possible to get his name taken off the deeds. and surely if they took you to court they would be able to search other banks to see if you had money elsewhere


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    #5
    Nervous Wreck
    Closed Accounts Posts: 16,115 ✭✭✭✭Nervous Wreck


    nicholacm wrote: »
    Hi im not sure if this is the right forum to post to. I have a mortgage with my ex and he wont pay any of the mortgage. i am on social welfare and have been paying what i can . I have a small amount of savings which i dont want the bank to take. if i put this in another account in a different bank. can they search any kind of data base and find out that i have another account?

    No.


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    #6
    Tramps Like Us
    Registered Users Posts: 1,066 ✭✭✭Tramps Like Us


    Bad road to go down, you need to engage with the bank which will involve filling out forms, if they find out you lied on these forms (about your savings) it will get rough


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    #7
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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    #8
    daisydotty
    Registered Users Posts: 48 ✭daisydotty


    I am in the same situation (well my ex eventually moved out and it's rented) but my ex wouldn't pay the mortgage for 7 months and was living in the house. But I stopped paying the mortgage too and there was 5k of arrears. So I have savings in another bank and mortgage is with another bank. When I'd to fill out the forms I never declared those savings and they were none the wiser. Worked for me anyway!!!!!


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