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Lodging a cheque

  • 24-06-2014 11:51am
    #1
    Buttercake
    Registered Users, Registered Users 2 Posts: 539 ✭✭✭


    Hi folks,

    sorry for the simple question

    Can I lodge a cheque made out to someone to my company account? Someone has asked me to cash a cheque made out to their name, I can give them cash as they will spend half with me but can I lodge it ok to my company account?

    get them to sign the back is it?


Comments

  • #2
    Bandara
    Registered Users, Registered Users 2 Posts: 3,282 ✭✭✭Bandara


    You are not a bank, don't cash cheques for anyone would be my strong advice.


  • #3
    Buttercake
    Registered Users, Registered Users 2 Posts: 539 ✭✭✭Buttercake


    thanks Bandara, its someone i know and just for €100 made out to them. I was wondering if i lodged it with my bank at the machine would it be ok.


  • #4
    Bandara
    Registered Users, Registered Users 2 Posts: 3,282 ✭✭✭Bandara


    Buttercake wrote: »
    thanks Bandara, its someone i know and just for €100 made out to them. I was wondering if i lodged it with my bank at the machine would it be ok.

    Ah fair enough, apologies, the 'they'll spend half with me' just sounded very suss

    Yes, if they sign the back if it you can lodge it. If it's crossed to them your bank may reject it though, and there a hefty enough fee for that


  • #5
    Buttercake
    Registered Users, Registered Users 2 Posts: 539 ✭✭✭Buttercake


    thanks again, yeah its crossed to them so not bothering


  • #6
    pedroeibar1
    Closed Accounts Posts: 5,108 ✭✭✭pedroeibar1


    If it is crossed it must be lodged by the payee to his/her own account. Uncrossed it could be endorsed by them, cashed by you and subsequently lodged to your account. Lodging it could be a lottery, processing is done in the Far East and in recent years the quality of staff in retail banking has deteriorated to the level where few of them would even know the basics of a cheque.


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