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I had a crash today.

  • 17-06-2014 10:41am
    #1
    Registered Users, Registered Users 2 Posts: 252 ✭✭


    I very dothery lady pulled across my and we collided.
    Called the guards and she admitted liabilty in front of a garda myself and the girlfriend.
    Details were exchanged and nobody was seriously injured.
    On my way to the doctor now but it's just a pain in my wrist.
    What should I expect as money for my bike and time to get things sorted? (also i'll attach some photos would you consider it a right off?).
    Is there anything i need to do that i may have forgotten?

    pics to follow


Comments

  • Registered Users, Registered Users 2 Posts: 9,461 ✭✭✭✭Wonda-Boy


    Sorry to hear that Andy, forget the bike and get the wrist seen to. It usually a few days after a crash that the body settles down and injuries become apparent. Your insurance will sort out the bike so dont worry about it.....

    Once you have her details it will be sorted. Dont forget to replace your "LEATHERS" and "HELMET" you had on too ;)


  • Registered Users, Registered Users 2 Posts: 252 ✭✭the cats pajamas


    Thanks wondaboy, I am very aware of how lucky i am to walk away from it!

    too may images too upload.
    but basically headlights, all front fairings, one wing mirror, one handle bar snapped, one foot peg snapped, on indicator (aftermarket). and an image to be uploaded showing where the engine casing is damaged but it's no an image of my bike.
    And I have no idea what the condition of the forks is but the got the brunt of the impact.
    If someone could name what is in the image that would be great for my info!


  • Registered Users, Registered Users 2 Posts: 1,569 ✭✭✭The Don


    Sorry to hear about your accident but glad to hear you're ok!

    I'm not sure if it's wise to discuss an ongoing case on an open forum. I'm not legal pro, just going off what I've seen in similar threads.

    The insurance company will access the bike and see if it's a write off. The frame could be bent, etc.

    You may not see any money for a few years. So you'll probably have to fork out up front if you want to get yourself back on the road. Hopefully you'll want to be back soon. Be sure to document any time off work, missed holidays, etc as part of the claim too.


  • Registered Users, Registered Users 2 Posts: 252 ✭✭the cats pajamas


    You could be right The Don.
    Could a mod delete this thread?


  • Closed Accounts Posts: 345 ✭✭neamhspleachi


    Sorry for your troubles, anyone you walk away from is a good one

    Don't worry about your bike, insurance will cover it

    You take it easy now & heal up


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  • Registered Users, Registered Users 2 Posts: 14,118 ✭✭✭✭Cienciano


    If it's personal injury aswell, you should get a solicitor and let them sort it. You'll be given the runaround by the insurance company going to doctors left right and centre and you mightn't see a penny for a few years.
    If it's just the bike and gear it's a lot sooner. When I had an off the woman admitted liability and I got my estimate done, after about 2 months I ended up ringing them every day. Got the check within a week.


  • Registered Users, Registered Users 2 Posts: 113 ✭✭dorannoel


    Sorry 2 hear that Andy

    Hope u get everything sorted


  • Registered Users, Registered Users 2 Posts: 990 ✭✭✭Peanut2011


    Glad to hear you walked away, now just take it easy and look after you!


  • Registered Users, Registered Users 2 Posts: 792 ✭✭✭blu3r0ri0n


    Sorry to hear about it dude, could have been much worse. Glad you're ok!


  • Registered Users, Registered Users 2 Posts: 9,461 ✭✭✭✭Wonda-Boy


    No need to delete the thread Andy, just dont give specific details. Its perfectly okay to discuss the damage of the bike etc.


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  • Registered Users, Registered Users 2 Posts: 6,917 ✭✭✭Wossack


    sorry to hear :<

    hope all gets sorted for ya


  • Registered Users, Registered Users 2 Posts: 3,064 ✭✭✭aaakev


    Hope your ok man! Was the girlfriend on the bike with you??

    I deal with insurance companies all the time, they normally pay out for the vehicle very quick when there is not a dispute over liability then focus on the personal injury if there is any.


  • Registered Users, Registered Users 2 Posts: 9,597 ✭✭✭gctest50


    Don't do anything at all to it until it gets assessed - no good to the assessor if its a pile of pieces all over the floor


  • Registered Users, Registered Users 2 Posts: 252 ✭✭the cats pajamas


    aaakev wrote: »
    Hope your ok man! Was the girlfriend on the bike with you??

    I deal with insurance companies all the time, they normally pay out for the vehicle very quick when there is not a dispute over liability then focus on the personal injury if there is any.

    no, thank christ she was a length or two ahead in the car and has been my driver all day.
    I have never taken a pillion :)
    I hope it is dealt with in a speedy fashion.
    Do i wait for someone to contact me about getting it assessed?
    or should i be working on getting it sorted ? its at home in the garage.


  • Registered Users, Registered Users 2 Posts: 2,344 ✭✭✭Skill Magill


    Jesus man, I started a thread saying if you drive a bike, you will have an off, I was only messin, no need to take it literally :D

    Which wrist got it by the way?

    http://www.boards.ie/vbulletin/showpost.php?p=90872104&postcount=1


  • Registered Users, Registered Users 2 Posts: 3,064 ✭✭✭aaakev


    no, thank christ she was a length or two ahead in the car and has been my driver all day.
    I have never taken a pillion :)
    I hope it is dealt with in a speedy fashion.
    Do i wait for someone to contact me about getting it assessed?
    or should i be working on getting it sorted ? its at home in the garage.

    Lucky enough iy was juat you and not her to worry about too!

    Call your insurance company and tell them what happened and give them all her details and insurance details, do this asap and if you have not done so already get to a garda station and make a report. Insurance company will deal with it all for you, its what you pay them for ;)


  • Registered Users, Registered Users 2 Posts: 3,813 ✭✭✭unclebill98


    Sorry to hear about you crash. As everyone else said, rest up and let the insurance do its thing.


  • Registered Users, Registered Users 2 Posts: 745 ✭✭✭Mr Sheen!


    Sorry to hear about your crash. It's no fun coming off them but sometimes it's unavoidable.

    The body is prob sore this morning. Rest up and try not to worry about the bike it will get sorted.


  • Registered Users, Registered Users 2 Posts: 4,527 ✭✭✭copeyhagen


    normally the insurance company will be in contact with an independent assesor, who will get in contact with you about viewing the bike.


  • Registered Users, Registered Users 2 Posts: 252 ✭✭the cats pajamas


    Jesus man, I started a thread saying if you drive a bike, you will have an off, I was only messin, no need to take it literally :D

    Which wrist got it by the way?

    http://www.boards.ie/vbulletin/showpost.php?p=90872104&postcount=1

    the right hand (that's my favorite hand too)


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  • Registered Users, Registered Users 2 Posts: 603 ✭✭✭kennM


    You have a pm... hopefully it helps.


  • Registered Users, Registered Users 2 Posts: 745 ✭✭✭Mr Sheen!


    the right hand (that's my favorite hand too)

    Don't worry I'm sure your misses will sort ya 💪


  • Registered Users, Registered Users 2 Posts: 138 ✭✭nemoisback66


    Hi. Sorry to hear about your crash. As for the question at the start of the thread the part in the image is a Pickup rotor cover. Feel better soon and hope all gets sorted with your bike/insurance.


  • Registered Users, Registered Users 2 Posts: 2,344 ✭✭✭Skill Magill


    ^^^
    2 years on boards, and this is your first post! I tip my hat to you sir!


  • Closed Accounts Posts: 1,431 ✭✭✭Blondie919


    Sorry to hear about your off, hope you feel better soon and are back on the road shortly.


  • Registered Users, Registered Users 2 Posts: 138 ✭✭nemoisback66


    ^^^
    2 years on boards, and this is your first post! I tip my hat to you sir!
    Haha yea I know!! I intend to post at least a few more this year!!


  • Registered Users, Registered Users 2 Posts: 9,880 ✭✭✭Canis Lupus


    Haha yea I know!! I intend to post at least a few more this year!!

    You'll wear your keyboard out at this rate.


  • Registered Users, Registered Users 2 Posts: 138 ✭✭nemoisback66


    You'll wear your keyboard out at this rate.

    Haha more than likely :)


  • Registered Users, Registered Users 2 Posts: 1,274 ✭✭✭Bikerguy


    the right hand (that's my favorite hand too)

    briefly... i was in crash last year... similar.. lady driver didnt use mirrors and knocked me off my cruiser. bike totaled over 4,5k damage + gear worth 1800... in short.. you have to go to hospital or gpand get a report and keep calling the insurance company of the driver who cause the accident.

    in short. i called gards, insurcance company on scene... to find out later that the lady had no tax and the car was insured on her boyfriend... anyway - she was a daugther of some higher rank police officer.. she filled a claim and i actualy lost the case as well as well as mine 4y no claim bonus. i got paid for all thanks to fully comp insurance i had.. but the point here is get all writen and dont let "them" do the job for you. dont trust anybody and get solicitor involved asap. i swear the gards were like taking all details and statements from witnesses but somehow they didnt provide them at later stage... horrible...

    seriously its not a joke.. and the gards wont help you... for me they came they took all the details and they told me tht all has been filed and i should have call them next day.. next day they were playing dead saying they will be in touch with insurance company... at the end of the day the gards refused to provide statement at all...

    well... once again get a solicitor and follow his instructions... its not a joke..

    just to mention.. Liberty increased my car insurance by 600e as well in this year saying that they have the right to adjust the quote... even tho i was asured by assesor that motorbike and car policy are separate... so they will get the money they paid back in no time...


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  • Registered Users, Registered Users 2 Posts: 2,344 ✭✭✭Skill Magill


    ^^
    \you'ld wonder why we bother paying insurance,:mad:


  • Registered Users, Registered Users 2 Posts: 485 ✭✭nerrad1983


    Sorry to hear about your crash mate!

    Have you thought about getting a loss assessor to find out exactly what your entitled to

    That is there job and will go through every little detail

    I no one personally and if you want his details let me no and I will pm them to you


  • Registered Users, Registered Users 2 Posts: 3,064 ✭✭✭aaakev


    Bikerguy wrote: »
    briefly... i was in crash last year... similar.. lady driver didnt use mirrors and knocked me off my cruiser. bike totaled over 4,5k damage + gear worth 1800... in short.. you have to go to hospital or gpand get a report and keep calling the insurance company of the driver who cause the accident.

    in short. i called gards, insurcance company on scene... to find out later that the lady had no tax and the car was insured on her boyfriend... anyway - she was a daugther of some higher rank police officer.. she filled a claim and i actualy lost the case as well as well as mine 4y no claim bonus. i got paid for all thanks to fully comp insurance i had.. but the point here is get all writen and dont let "them" do the job for you. dont trust anybody and get solicitor involved asap. i swear the gards were like taking all details and statements from witnesses but somehow they didnt provide them at later stage... horrible...

    seriously its not a joke.. and the gards wont help you... for me they came they took all the details and they told me tht all has been filed and i should have call them next day.. next day they were playing dead saying they will be in touch with insurance company... at the end of the day the gards refused to provide statement at all...

    well... once again get a solicitor and follow his instructions... its not a joke..

    just to mention.. Liberty increased my car insurance by 600e as well in this year saying that they have the right to adjust the quote... even tho i was asured by assesor that motorbike and car policy are separate... so they will get the money they paid back in no time...

    I find that hard to believe to be honest or maybe your just not explaining it very well?

    Your insurance company will fight your corner because it is in their interest. Guards daughter or not If the guards were asked to provide documents relating to an accident and didnt then you make a complaint simple as.


  • Registered Users, Registered Users 2 Posts: 11,705 ✭✭✭✭blade1


    Bikerguy wrote: »
    briefly... i was in crash last year... similar.. lady driver didnt use mirrors and knocked me off my cruiser. bike totaled over 4,5k damage + gear worth 1800... in short.. you have to go to hospital or gpand get a report and keep calling the insurance company of the driver who cause the accident.

    in short. i called gards, insurcance company on scene... to find out later that the lady had no tax and the car was insured on her boyfriend... anyway - she was a daugther of some higher rank police officer.. she filled a claim and i actualy lost the case as well as well as mine 4y no claim bonus. i got paid for all thanks to fully comp insurance i had.. but the point here is get all writen and dont let "them" do the job for you. dont trust anybody and get solicitor involved asap. i swear the gards were like taking all details and statements from witnesses but somehow they didnt provide them at later stage... horrible...


    seriously its not a joke.. and the gards wont help you... for me they came they took all the details and they told me tht all has been filed and i should have call them next day.. next day they were playing dead saying they will be in touch with insurance company... at the end of the day the gards refused to provide statement at all...

    well... once again get a solicitor and follow his instructions... its not a joke..

    just to mention.. Liberty increased my car insurance by 600e as well in this year saying that they have the right to adjust the quote... even tho i was asured by assesor that motorbike and car policy are separate... so they will get the money they paid back in no time...

    Here's another one for you..
    A guard's wife knocked down my sister and her daughter.
    She indicated to turn off and then changed her mind.
    It was in the middle of a town and there was a lot of witnesses.
    She said she couldn't see with the sun shining in her face.
    The guards came and told her to shut up.

    About a month later my sister got a letter from the guards saying there would be no action taking against the driver.
    Surely if you can't see because of the sun, you should stop!
    You don't just drive on and guess there is nothing in front of you.


  • Registered Users, Registered Users 2 Posts: 14,118 ✭✭✭✭Cienciano


    LOL, the guards really are a waste of space. I said it before on here, copeyhagen (user on here) had his bike robbed, the security man in the apartment complex put all the recorded footage onto a DVD. Gardai didn't even look at it, not interested at all.


  • Registered Users, Registered Users 2 Posts: 1,274 ✭✭✭Bikerguy


    blade1 wrote: »
    Here's another one for you..
    A guard's wife knocked down my sister and her daughter.
    She indicated to turn off and then changed her mind.
    It was in the middle of a town and there was a lot of witnesses.
    She said she couldn't see with the sun shining in her face.
    The guards came and told her to shut up.

    About a month later my sister got a letter from the guards saying there would be no action taking against the driver.
    Surely if you can't see because of the sun, you should stop!
    You don't just drive on and guess there is nothing in front of you.

    details about my accident to clear it out. It happened at 10pm. no sun or anything like that, perfect visibility and i WAS WEARING HIGH-VIZ VEST!!!!! it happened on swords road in dublin. lady didnt use indicators at all and took me down and dragged my bike for few meters, without even raealising i was under....

    and to explain it once again.

    i went down. gards came, took al details asked me if i am ok. i was but the bike wasnt. i was almost arested because the lady (26y old) had no tax on the car and she didnt have any insurance details with her. and the guards just told her to park the car on the parking near the hotel and send her home walking i was going mental, as that was very unusual. i took all her details and i was asured by gards that all has been filed and they have verbaly verified on the spot that the lady driver caused the accident and it was more then clear.and told me to not to worry the speed was no more then 40kmh but i went under the car ... the bike was in bits.

    i called insurance right away... the next day 3th party assesor contacted me and made all documentation necesary including the pics of the accident place. as there were visible marks on the road from the draging the bike.. and you could clearly see how it happened. she was the one who caused that... i had no fault what so ever.

    about week later i started to be worried as my assesor contacted me and told me that the gards are refusing to provide any kind of statement as there was no harm on health and its a civil matter. The insurance company of the car refused to participate on the accident and they filed a claim against. i lost the case, as it was word against word and she was saying complete different story how it happened, as the gards did nothing i was trying to contact themn on my own i was told several times the officer dealing with it was first on holidays, then off duty and then busy.. i never get on him directly..

    i was sitting on cruiser going easy and she was on VW golf GT.. at later stage the assesor came to my house in Balbriggan and i have been told that its unusual and it smells but she gave me only 2 otpions. 1. take the broken bike and repair it myself.. or simply claim it against my policy and loose no claim bonus.

    facts. the gards refused to give any details or statements or even details of witnesses.
    they let the lady driver basicaly walk away of it with nothing...

    it was very frustrating as the bike had only 5k on the clock and it was visualy new. i was going nuts...

    believe or not this is how its happened.


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  • Registered Users, Registered Users 2 Posts: 1,274 ✭✭✭Bikerguy


    aaakev wrote: »
    I find that hard to believe to be honest or maybe your just not explaining it very well?

    Your insurance company will fight your corner because it is in their interest. Guards daughter or not If the guards were asked to provide documents relating to an accident and didnt then you make a complaint simple as.


    i tried to explain it once again. check the post before


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