% of you're wages you spend on rent/mortgage?

strobe

So I can't sleep. And here I am, and you are also here, so let's proceed. To the question. What percentage of your wages roughly do you spend on keeping a roof over your head?

Poll incoming...

The Backwards Man

0%

/smug:cool:

Sir Arthur Daley

The Backwards Man wrote: »

0%

/smug:cool:

Technically that figure will never be true, a house will always need maintenance unless you live in a cave?

The Backwards Man

Sir Arthur Daley wrote: »

Technically that figure will never be true, a house will always need maintenance unless you live in a cave?

True!

Sir Arthur Daley

I guess a cave would need maintenance too, don't they need paint and brushes to draw stuff on the walls in between the riding?

The Backwards Man

Sir Arthur Daley wrote: »

I guess a cave would need maintenance too, don't they need paint and brushes to draw stuff on the walls in between the riding?

Judging by the quality of the decor, I'd say they were riding whilst painting. My dog could paint a better horse than the one at Lascaux.

Tarzana

35% of gross.

Sir Arthur Daley

Tarzana wrote: »

35% of gross.

And in net?

Tarzana

Sir Arthur Daley wrote: »

And in net?

I'm paying hardly any tax this year as I've just started back working fulltime and my pay is terrible so probably 40% or something?

Sir Arthur Daley

Tarzana wrote: »

I'm paying hardly any tax this year as I've just started back working fulltime and my pay is terrible so probably 40% or something?

40% is almost half your net pay. Are you on a big wage?

Tarzana

Sir Arthur Daley wrote: »

40% is almost half your net pay. Are you on a big wage?

Nope, less than minimum wage. 40% is a long way off half. It's probably less than 40% anyway, I'm paying buttons in tax at the moment. Next year that will change though.

Sir Arthur Daley

Tarzana wrote: »

Nope, less than minimum wage. 40% is a long way off half. It's probably less than 40% anyway, I'm paying buttons in tax at the moment. Next year that will change though.

Another 10% and it will be half :eek: so you paying 40% on tax and you call it buttons, i think next year you will work out better on the rock and roll.

Tarzana

Sir Arthur Daley wrote: »

Another 10% and it will be half :eek: so you paying 40% on tax and you call it buttons, i think next year you will work out better on the rock and roll.

No, I'm paying 40% net on rent, not tax.

I'm paying standard rate of tax. And my tax credits cover pretty much all of what I will earn this year. Hence, I'll pay very little tax in 2014. A bit of USC and PRSI of course.

Sir Arthur Daley

Tarzana wrote: »

No, I'm paying 40% net on rent, not tax.

Post 9 confused me.

hairyprincess

Ok, hands up who is the eejit paying more than 84%???

/poll is ****ed

Tarzana

Sir Arthur Daley wrote: »

Post 9 confused me.

You asked the percentage rent would take up of net pay.

Sir Arthur Daley

Tarzana wrote: »

You asked the percentage rent would take up of net pay.

I thought you were giving me gross on tax, sorry my bad.

Adyx

Well my wages can change each week but last week 50% of my wages went on rent, which is the typical amount.

Cookie_Monster

85% - though only as we are right at the worst point of renting while building a house and some of that is inclusive of savings for the next mortgage invoice. Come August when we move in it'll be less than 40%

Aint Eazy Being Cheezy

Seems like 100% cos I'm always fcuking smashed. I'm gonna have to start selling drugs.

fatherted1969

Probably 8% of net on mortgage and another 10% on usual stuff

moc moc a moc

strobe wrote: »

% of you're wages

I am, in fact, not wages. :mad:

17.74% of net pay.

Turtwig

About 40%

ash23

I was paying about 30% for the last few years. Recently moved into charity housing and now it's about 17%. But I'll have to reduce my hours at work so that % is going to increase again.

RiseToMe

Almost 60‰ when I move to London. That said I'm renting my own place in central London.

DoesNotCompute

About 30%

rannerap

50% of my wages goes on rent I don't even live somewhere that jazzy

Shiraz 4.99

Myself & wife bring in €4766 net a month, mortgage is €720 so 15%.
Not bad.

NIMAN

Mortgage approx 16% of net.

sunflower27

RiseToMe wrote: »

Almost 60‰ when I move to London. That said I'm renting my own place in central London.

I remember central London rent. Insanity!

Grayson

Shiraz 4.99 wrote: »

Myself & wife bring in €4766 net a month, mortgage is €720 so 15%.
Not bad.

I've had that argument with friends about how much better off you are financially when you're in a relationship. I earn just under half that amount but pay nearly the same rent

anncoates

About 25% of joint net monthly income on mortgage.

anncoates

Duracell Bunny wrote: »

Seems like 100% cos I'm always fcuking smashed.

Try Aldi batteries instead?

Senna

23% net of my wage on the mortgage, would be a lot less if I included the wifes wages.

anncoates

anncoates wrote: »

Try Aldi batteries instead?

Or a good set of rechargeables?

BrokenArrows

Im guessing the 84% people are paying off huge mortgages from the boom period!!

BrokenArrows

25% and im living in shared accommodation in London.
Ive thought about getting my own place a few times but cant bring myself to up that figure to the 50-60%

Arbitrary Constants

550 pm on my share of mortgage. It's the 850 on my share of the creche fees that's the killer.

Dravokivich

About a third of my wages goes towards my share of the rent. I'm not on much of a salary and our rent is "cheap."

anncoates

BrokenArrows wrote: »

Im guessing the 84% people are paying off huge mortgages from the boom period!!

Your powers of deduction are uncanny.

pundy

about 25% but then, not really either, cos i get other money coming in other than my wages which ends up kind of covering the cost of the mortgage. so i'd say 0% really... of my own money anyway

czechlin

28%, wages are crap but I'm lucky with my accommodation.

Celly Smunt

500 canadian on a flat beside the airport in toronto that I barely use.My rent here is paid for me, my own apartment in the centre of dublin.

Just under 5%

Men, you may be jealous.
Women, you may bang me.

Maximus Alexander

23.2% of net.

suicide_circus

30% give or take

dead money so it is o_0

Legs.Eleven

Just rent and no bills? 24% then. Not bad.

intellectual dosser

11.5% of net (rent)

Lia_lia

Bout 25% of net pay. Sharing with my boyfriend. He pays less because he earns less. But we both pay about the same percentage of our net pay...

1huge1

Living in Limerick at the moment and about 8% of my wages are going on rent. (gotta love Limerick rents).

Moving to Dublin in a month and that looks to increase to ca. 30-35%

tobsey

Grayson wrote: »

I've had that argument with friends about how much better off you are financially when you're in a relationship. I earn just under half that amount but pay nearly the same rent

My wife and I make take home about the same and are paying double that on a mortgage. The house is nothing fancy, 3 bed in north Co. Dublin. It's a lot more complex than simply single or married.