Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Points on Licence and Car Insurance

  • 01-06-2014 10:53am
    #1
    Tranceypoo
    Registered Users, Registered Users 2 Posts: 1,531 ✭✭✭


    Does anyone know how much of an impact on the price of your car insurance it makes when you have 2 points on your licence (for speeding)? OH thinks it only impacts if you have 4 or more but I'm not so sure.


Comments

  • #2
    O.A.P
    Registered Users, Registered Users 2 Posts: 1,380 ✭✭✭O.A.P


    Two don't make any difference anyway, at least not for me after that I dont know.


  • #3
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    2 points shouldnt make any difference, but you must declare them


  • #4
    Tranceypoo
    Registered Users, Registered Users 2 Posts: 1,531 ✭✭✭Tranceypoo


    oldyouth wrote: »
    2 points shouldnt make any difference, but you must declare them


    I just got my renewal so was getting quotes online and did one with points and one without and there was about €70 in the difference so I was surprised, I will phone my own insurers on Tuesday and hopefully won't make a difference thanks!


  • #5
    visual
    Closed Accounts Posts: 3,267 ✭✭✭visual


    Best price around but it's not unusual to see a small loading.


  • #6
    goz83
    Registered Users, Registered Users 2 Posts: 8,035 ✭✭✭goz83


    Depends on the insurer.


  • Advertisement
  • #7
    djimi
    Registered Users, Registered Users 2 Posts: 13,237 ✭✭✭✭djimi


    Depands on the insurer. One of them at least (FBD I think?) offer a discount for having no points so you would lose that if you had it. Generally speaking though 2 points means nothing to insurers.


  • #8
    vectra
    Registered Users, Registered Users 2 Posts: 15,626 ✭✭✭✭vectra


    I renewed my insurance recently and 2 points were jumping up the price on most I tried,
    Even in my brokers office they were a bit surprised.


  • #9
    Speak Now
    Registered Users, Registered Users 2 Posts: 8,729 ✭✭✭Speak Now


    My penalty points discount went from 33% to 17% when I got 2 points. This was Aviva.


Advertisement