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Renault 0% APR Finance?

  • 29-05-2014 8:02pm
    #1
    Registered Users, Registered Users 2 Posts: 54,933 ✭✭✭✭


    Hey folks.

    I just wanted to check. Do Renault still do 0% APR Finance? I had a look at their website and nothing stood out and Im hoping the motors forum can advice?


Comments

  • Moderators, Society & Culture Moderators Posts: 40,339 Mod ✭✭✭✭Gumbo


    Headshot wrote: »
    Hey folks.

    I just wanted to check. Do Renault still do 0% APR Finance? I had a look at their website and nothing stood out and Im hoping the motors forum can advice?

    I'd call them first thing in the morning to confirm tbh.


  • Registered Users, Registered Users 2 Posts: 84 ✭✭SJT1


    Headshot wrote: »
    Hey folks.

    I just wanted to check. Do Renault still do 0% APR Finance? I had a look at their website and nothing stood out and Im hoping the motors forum can advice?

    It doesn't look like it from their website, best pick up the phone for one of their dealers and ask.


  • Registered Users, Registered Users 2 Posts: 3,291 ✭✭✭naughtysmurf


    I think in the past they may have offered it for a certain length of time, not aware of any current promotion as a special offer, think I heard on the radio this morning that Citroen are currently offering 0%apr on at least one model


  • Registered Users, Registered Users 2 Posts: 3,404 ✭✭✭corkgsxr


    I think 6 is there lowest at the mo


  • Registered Users, Registered Users 2 Posts: 54,933 ✭✭✭✭Headshot


    What are your thought lads on paying 6.9%?

    Im currently looking at the Megane Hatch

    36 monthly payments of: €205
    RRP: €18,990
    Service Plan: €849
    Deposit / Part exchange: €6,890
    Term: 36
    Optional Final Payment: €7,539
    Total Cost of credit: €2,120
    Typical APR: 6.9%


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  • Registered Users, Registered Users 2 Posts: 3,404 ✭✭✭corkgsxr


    Anything below 7 is good. Above 8 is starting to push it


  • Registered Users, Registered Users 2 Posts: 11,865 ✭✭✭✭MuppetCheck


    VW bank is also low, low to the point where it can be cheaper overall to finance.


  • Registered Users, Registered Users 2 Posts: 25,620 ✭✭✭✭coylemj


    If you're considering taking the dealer's finance, just make sure that the price is the same as if you were paying with your own money, whether cash from under the mattress or a loan you arranged yourself. Otherwise the APR that they quote is artificial and not comparable to a loan at the same rate from your own bank.

    Also watch for 'arrangement' and 'administration' fees added on below the bottom line which can artificially reduce the APR.


  • Registered Users, Registered Users 2 Posts: 54,933 ✭✭✭✭Headshot


    Iv been looking for a good finance deal. Looking for one that has a deposit of around 2 grand and with a monthly repayments of 300-400

    The on that stood out was Mazda3 with no deposit and 414 monthly repayments. Im hoping someone has better?


  • Registered Users, Registered Users 2 Posts: 1,100 ✭✭✭noelf


    Headshot wrote: »
    Iv been looking for a good finance deal. Looking for one that has a deposit of around 2 grand and with a monthly repayments of 300-400

    The on that stood out was Mazda3 with no deposit and 414 monthly repayments. Im hoping someone has better?

    Volkswagen's interest rate is 3.9% their also giving back between E900 and E1100 on confortline/ highline models .. not sure if free servicing is still included .. i got free servicing up to 45000 km .


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  • Registered Users, Registered Users 2 Posts: 54,933 ✭✭✭✭Headshot


    I didnt want to start a new thread because its just a basic question

    Iv decided to go down the kia financing route. I know I could find out from the sales man tomorrow but I really need to know tonight so I can be prepared.

    What paperwork would Kia require from me for financing and whats the usual wait time for clearance?


  • Registered Users, Registered Users 2 Posts: 3,772 ✭✭✭jameshayes


    Headshot wrote: »
    I didnt want to start a new thread because its just a basic question

    Iv decided to go down the kia financing route. I know I could find out from the sales man tomorrow but I really need to know tonight so I can be prepared.

    What paperwork would Kia require from me for financing and whats the usual wait time for clearance?



    Dont know about Kia, but with another manufacturer it was 3 payslips, 1 utility bill within a month of issue and photo ID. Decision was within a few hours


  • Registered Users, Registered Users 2 Posts: 15,449 ✭✭✭✭Vicxas


    Someone told me that citroen are doing 0% atm.


  • Registered Users, Registered Users 2 Posts: 11,865 ✭✭✭✭MuppetCheck


    Vicxas wrote: »
    Someone told me that citroen are doing 0% atm.

    They need it too. The only interesting one is the DS5 and that needs to be cheaper.


  • Registered Users, Registered Users 2 Posts: 3,291 ✭✭✭naughtysmurf


    Kia also doing 0% apr PCP on at least some models, heard on the radio today


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