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Levin Insurance

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  • 26-05-2014 6:12pm
    #1
    9bred4
    Closed Accounts Posts: 728 ✭✭✭


    This may be a stupid question but would it be possible to insure a 1.6 Levin on a provisional license under a named driver?
    Tagged:


«1

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    #2
    Notch000
    Registered Users Posts: 1,471 ✭✭✭Notch000


    you should get a quote & FO


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    #3
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    Notch000 wrote: »
    you should get a quote & FO

    FO? Assuming that means find out not f**k off! Im wondering if people have done this


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    #4
    CianRyan
    Registered Users Posts: 14,721 ✭✭✭✭CianRyan


    You mean fronting?
    It's frowned upon but yes.

    How old are you?


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    #5
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    CianRyan wrote: »
    You mean fronting?
    It's frowned upon but yes.

    How old are you?

    Am.. for purpose of legality I'll say no :P I plan on always being accompanied blah blah..

    I'm 19 turning 20 near the end of the year


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    #6
    CianRyan
    Registered Users Posts: 14,721 ✭✭✭✭CianRyan


    9bred4 wrote: »
    Am.. for purpose of legality I'll say no :P I plan on always being accompanied blah blah..

    I'm 19 turning 20 near the end of the year

    Well, what you're not planning on doing can still be quite expensive at your age but I've known lads of a similar age insuring similar cars just how you don't describe with no issues. ;)


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    #7
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    No.


    Chance.


    Lance.


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    #8
    Toyotafanboi
    Registered Users Posts: 12,917 ✭✭✭✭Toyotafanboi


    i wouldn't get my hopes up. i'm 24, 6 years NCB and a full license and i'm finding it hard to find anyone interested in insuring my glanza. i'd imagine the levin is very similar.


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    #9
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    I really want one ha! They're a lovely looking car. Is there any cheaper alternative that may avoid the insurance bracket but look the part?


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    #10
    Toyotafanboi
    Registered Users Posts: 12,917 ✭✭✭✭Toyotafanboi


    the "Levin FZ" with the 1.5 or 1.6 4a-fe engine would be similar looking... watered down considerably in terms of performance but insurance will probably ride you anyway.


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    #11
    Moneymaker
    Registered Users Posts: 9,846 ✭✭✭Moneymaker


    Not really. Not at 19 anyway.


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    #12
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    Interestingly., son got quotes for Fiesta, Golf, Civic and a few more, all 1.6, Fiesta (zetec S) less than a grand... the others over €2000 (he's 25 and has two or three years NCB in his own name)

    Have to pick the right car...(Fiesta is 120PS so pretty nippy)


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    #13
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    corktina wrote: »
    Interestingly., son got quotes for Fiesta, Golf, Civic and a few more, all 1.6, Fiesta (zetec S) less than a grand... the others over €2000 (he's 25 and has two or three years NCB in his own name)

    Have to pick the right car...(Fiesta is 120PS so pretty nippy)

    I currently have a 01 Fiesta at the moment, I want to upgrade to something bigger and nicer looking! Fiesta's are nippy alright I can vouch for that!


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    #14
    djimi
    Registered Users Posts: 13,238 ✭✭✭✭djimi


    CianRyan wrote: »
    You mean fronting?
    It's frowned upon but yes.

    How old are you?

    Its not fronting if you tell them of your intention for the named driver to be the primary driver.


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    #15
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    9bred4 wrote: »
    I currently have a 01 Fiesta at the moment, I want to upgrade to something bigger and nicer looking! Fiesta's are nippy alright I can vouch for that!

    try a zetec S...they look better and go much better. Collectable and getting rare. Have their own club in the UK!


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    #16
    blindside88
    Registered Users Posts: 1,968 ✭✭✭blindside88


    djimi wrote: »
    Its not fronting if you tell them of your intention for the named driver to be the primary driver.

    The policy holder has to be the primary user of the car, the named driver has to be the one that uses it less often


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    #17
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    djimi wrote: »
    Its not fronting if you tell them of your intention for the named driver to be the primary driver.

    they charge nowadays based on the biggest risk anyway, so there is little point in fronting (they got wise)


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    #18
    djimi
    Registered Users Posts: 13,238 ✭✭✭✭djimi


    blindside88 wrote: »
    The policy holder has to be the primary user of the car, the named driver has to be the one that uses it less often

    Nope. I have confirmed this with my insurer (Liberty); basically the named driver can be the primary driver provided you have informed them of this when taking out the policy. They will price the policy according to the highest risk, in this case the named driver.


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    #19
    djimi
    Registered Users Posts: 13,238 ✭✭✭✭djimi


    corktina wrote: »
    they charge nowadays based on the biggest risk anyway, so there is little point in fronting (they got wise)

    Pretty much, from what I can tell anyway.


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    #20
    dar83
    Registered Users Posts: 7,106 ✭✭✭dar83


    corktina wrote: »
    try a zetec S...they look better and go much better. Collectable and getting rare. Have their own club in the UK!

    They're rare enough here alright, but plentiful in the UK. They do look the best of that class, Fiesta ST aside.


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    #21
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    cheapest to insure, if not the best in class. It's not really worth importing them....VRT will be a killer.


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    #22
    Notch000
    Registered Users Posts: 1,471 ✭✭✭Notch000


    9bred4 wrote: »
    FO? Assuming that means find out not f**k off! Im wondering if people have done this

    I ment find out of course


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    #23
    projectgtr
    Registered Users Posts: 2,461 ✭✭✭projectgtr


    corktina wrote: »
    cheapest to insure, if not the best in class. It's not really worth importing them....VRT will be a killer.

    the Zetec S is best in class? Never drove one but ive been told the chassis is very nice but isnt the engine a bit of a let down in comparison to other 1.6 engines coming from Japan the 4age in the Levin, the B16b in the Civic, the 4G92 in the Mirage Mivec (and if i dont mention it Cian will be giving out) the SR 16 in the VZR Pulsar


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    #24
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    So would the general consensus be that the Levin would be too expensive for me, I was considering a Civic maybe also but I was told I would get rode for insurance on that


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    #25
    bazz26
    Registered Users Posts: 51,185 ✭✭✭✭bazz26


    People here can only give an educated guess based on their experience and intuition but at the end of the day it is not a definitive answer. If you want a more definitive answer then the only way to get that is by getting quotes from insurance companies. There is no other way.


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    #26
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    bazz26 wrote: »
    People here can only give an educated guess based on their experience and intuition but at the end of the day it is not a definitive answer. If you want a more definitive answer then the only way to get that is by getting quotes from insurance companies. There is no other way.

    I know sure! I just like hearing opinions on other cars too so I know whether or not the car will be a bucket!


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    #27
    CianRyan
    Registered Users Posts: 14,721 ✭✭✭✭CianRyan


    VZR would probably be the cheapest to insure out if the Japs, 170 compared to the Civic SiR's 160 too!

    And just to point out, the SR16VE N1 made 200bhp. The highest N/A BHP:Liter ratio ever until the Enzo was made. :pac:

    So much want.


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    #28
    9bred4
    Closed Accounts Posts: 728 ✭✭✭9bred4


    CianRyan wrote: »
    And just to point out, the SR16VE N1 made 200bhp. The highest N/A BHP:Liter ratio ever until the Enzo was made. :pac:

    Ya lost me there boss ha


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    #29
    CianRyan
    Registered Users Posts: 14,721 ✭✭✭✭CianRyan


    Short answer, buy the Nissan. :D


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    #30
    JohnBoy26
    Registered Users Posts: 8,532 ✭✭✭JohnBoy26


    projectgtr wrote: »
    the Zetec S is best in class? Never drove one but ive been told the chassis is very nice but isnt the engine a bit of a let down in comparison to other 1.6 engines coming from Japan the 4age in the Levin, the B16b in the Civic, the 4G92 in the Mirage Mivec (and if i dont mention it Cian will be giving out) the SR 16 in the VZR Pulsar

    The fiesta would be in the class below a civic, Levin and pulsar though, but yeah the Honda, Nissan, Mitsubishi and Toyota have better performing units. Honda and Nissan especially have superb 1.6 engines with excellent performance.

    Still not certain the fiesta is best in its class though.


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    #31
    JohnBoy26
    Registered Users Posts: 8,532 ✭✭✭JohnBoy26


    CianRyan wrote: »
    VZR would probably be the cheapest to insure out if the Japs, 170 compared to the Civic SiR's 160 too!

    And just to point out, the SR16VE N1 made 200bhp. The highest N/A BHP:Liter ratio ever until the Enzo was made. :pac:

    So much want.

    The civic is a far superior car to a pulsar though in term of build quality and dynamically. It offers far more assured handling than the Almera based pulsar which has very basic suspension compared to the civic's sophisticated double wishbone fully independent setup.


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