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How many people are insured on my tractor ?

  • 24-05-2014 9:51am
    #1
    john97.ls
    Registered Users, Registered Users 2 Posts: 1 ✭


    Hi All,
    I have a Massey Ferguson 148 at home and have got insurance from FBD Insurances PLC and have a Learner Lermit for categorey W (im only 16) so I was just wondering if I would be insured if I had like 1 or 2 people on it while driving on the road. I heard that I would be insured after a new law or something that the government introduced when an accident happened a couple of years ago when there was like 4 people in a tractor. But im just checking with ye just to be on the safe side.
    Thanks a lot,
    John
    Tagged:


Comments

  • #2
    Nekarsulm
    Registered Users, Registered Users 2 Posts: 11,264 ✭✭✭✭Nekarsulm


    Be safer checking with FBD than checking here. How many seats are on your tractor? I would say that's how many people are covered.


  • #3
    gazahayes
    Registered Users, Registered Users 2 Posts: 453 ✭✭gazahayes


    Think you could be covered once they're inside the cab.


  • #4
    9935452
    Registered Users, Registered Users 2 Posts: 2,835 ✭✭✭9935452


    john97.ls wrote: »
    Hi All,
    I have a Massey Ferguson 148 at home and have got insurance from FBD Insurances PLC and have a Learner Lermit for categorey W (im only 16) so I was just wondering if I would be insured if I had like 1 or 2 people on it while driving on the road. I heard that I would be insured after a new law or something that the government introduced when an accident happened a couple of years ago when there was like 4 people in a tractor. But im just checking with ye just to be on the safe side.
    Thanks a lot,
    John

    On the legal end of it-you can carry a passenger as long as the passenger holds a full tractor licence and there is a proper passenger seat fitted to the tractor, thats because you have a provisional license, if you had a full license the passenger doesnt need any tractor license,
    If there is no passenger seat fitted to the tractor you cant carry pasengers. thats what the law says
    As regards whether you would be insured you need to talk to FBD but IMO some insurance companys are just looking for a reason not to pay out in the event of an accident and could use that as a reason not to pay so you would be better off not bringing anyone with you


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