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Are these 2 different balances?

  • 23-05-2014 05:15PM
    #1
    Yedya
    Registered Users, Registered Users 2 Posts: 152 ✭✭


    This probrably a silly question but are these 2 balances seperate? Does the loan not automatically add with the full account balance?

    Sorry for silly question,never got a loan.


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Comments

  • #2
    galwayjohn89
    Closed Accounts Posts: 1,930 ✭✭✭galwayjohn89


    Available funds will reflect any pending transaction and an overdraft if you had one.

    So you have 489.82 available to spend after taking into account any pending transactions (recent debit card transactions) and your overdraft if applicable.

    AIB allows you to see the pending transactions online.


  • #3
    galwayjohn89
    Closed Accounts Posts: 1,930 ✭✭✭galwayjohn89


    Sorry yes, the loan is a separate account to your current account. They probably transferred the money from your loan account into your current account. Then the loan account with be in negative the balance outstanding on the loan.


  • #4
    Yedya
    Registered Users, Registered Users 2 Posts: 152 ✭✭Yedya


    Ok thanks,so they have transferred the loan money to my current acc,then why is there still another 1000 in there? :P


  • #5
    galwayjohn89
    Closed Accounts Posts: 1,930 ✭✭✭galwayjohn89


    I am guessing you are saying the 1000 in the loan account. It's 1000DR meaning you owe AIB 1000 on that account.


  • #6
    Yedya
    Registered Users, Registered Users 2 Posts: 152 ✭✭Yedya


    AH I see! Thanks for your help


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