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Mortage Legal Issue

smoking_kills · 2014-05-16 10:32:21

Hi all, So My wife got a call from the bank. We have applied for a mortgage and they have told us there is an issue! So when my wife bought the house she already had a house. So the house she bought got listed as an investment property, not the primary residence! So the house we are selling is listed as an investment…

16-05-2014 10:32am

#1

smoking_kills

Closed Accounts Posts: 488 ✭✭

Join Date: June 2003

Posts: 450

Hi all,

So My wife got a call from the bank. We have applied for a mortgage and they have told us there is an issue!

So when my wife bought the house she already had a house. So the house she bought got listed as an investment property, not the primary residence! So the house we are selling is listed as an investment property, not her/our primary residence! The first house she bought was sold years ago.

They were not clear why this was an issue. Bank says its a legal issue and one they have never come across before? So we are a bit miffed as to whats going on.

Anyone any idea whats going on, why is it a legal issue, are you not allowed live in a investment property?

Thanks

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