Would you admit you are Mean/Thrifty ?

kinklee7

Lots of Threads about other people being stingy but are you ? Do you still have the communion/confirmation money ? I am just curious why people would not spend Christmas. We all have lean/weeks/months etc and have to tighten the belt, but are you like this all the time ? If so, Why ?

What I finds, I keeps.

131spanner

Yep, you never know when you're gonna need a few emergency euro's a fool and his money are soon parted

4zn76tysfajdxp

kinklee7 wrote: »

I am just curious why people would not spend Christmas.

I spent christmas... with my family. But only because it was free.

The One Doctor

I'm much thriftier then I used to be. I'll put 45% of my wages into the credit union, spend the rest on necessities and still have €100 left over at the end of the month. That said, I pay my way, I don't stinge and I enjoy myself. It's not necessary to spend lots to be happy, I proved that to myself a long time ago.

kinklee7

131spanner wrote: »

Yep, you never know when you're gonna need a few emergency euro's a fool and his money are soon parted

What do you hate spending on ? And will the day ever come that you will ever spend it ?

131spanner

kinklee7 wrote: »

What do you hate spending on ?And will the day ever come that you will ever spend it

I don't mind necessary spending, or indulging the odd time but spending €20 on shopping I could buy for €15 elsewhere would kind of annoy me I guess

And yep, I'm spending it every day, but wisely!

WesternZulu

Ask a Cavan man for a definitive answer.

major bill

People often confuse stingy behaviour with someone not actually having the money!!

First week of Payday I'd be in Vegas mode....Last week before Payday I'm like scrooge!! Just the way things go

keith16

Big difference between mean and thrifty.

Sir Osis of Liver.

No and I fcukin hate freeloaders and skinflints.

Every work night out its always the same few hungry bollixes who make a sharp exit come their round and think everyone is too pissed to notice.

You cant bring it with you ffs.
Live for today,it could be your last.

Butterface

Being mean and being thrifty are not one and the same, OP.

The One Doctor

kinklee7 wrote: »

What do you hate spending on ? And will the day ever come that you will ever spend it ?

I know this question isn't directed at me, but I hate spending on repaying debt. Debt is usually unnecessary in the first place unless it's an important purchase. Some of my savings will be spent on a car and some of it will be spent on baby stuff etc. There's comfort in having that security net. I used to be in debt all the time and it brought me nothing but debt letters and a crap credit rating. Now that Visa Debit has come along I don't need a credit card or an overdraft.

Electric Sheep

keith16 wrote: »

Big difference between mean and thrifty.

Yep. Thrift is the avoidance of waste and the careful utilization of resources. It is something to be proud of rather than ashamed. Meanness is the avoidance of spending simply for the sake of not spending.

LizzieJones

kinklee7 wrote: »

Lots of Threads about other people being stingy but are you ? Do you still have the communion/confirmation money ? I am just curious why people would not spend Christmas. We all have lean/weeks/months etc and have to tighten the belt, but are you like this all the time ? If so, Why ?

I've got a 1855 Canadian penny from another life that I have not spent yet.

kinklee7

Butterface wrote: »

Being mean and being thrifty are not one and the same, OP.

I would say they go hand in hand actually !

Stavros Murphy

My hobby is spending money, and I'm a stone-cold pro at it. I am the anti-thrift.

fussyonion

I am not mean and I would hate people to think I was.

But I am good at saving money and when I do the weekly shop, most of what I get is on special offer.
I make out a list the night before and then when I'm in the shop, I see if my stuff's on offer. Happy days if it is.
I would also pick up things that are half price/money off, that we eat, and stock up the freezer with them.
I do look at prices when I shop and I choose own-brand in a lot of stuff, though I do buy branded goods too.

I know this is making me look tight, but I'm not.
We leave the shop with a trolley full of food..food we wanted, not stuff we're buying just 'cos it's on offer. We don't skimp on quality but since we started price-watching and switching brands, we have saved a lot.

We are really watching our money the past year as we are saving up to pay off our holiday and get spending money together.

We'd rather tighten our belts in other ways. i.e buy own-brand stuff, not go out for nights out, don't buy non-essential things where necessary..we'd rather do that and then have our holiday because we look forward to it so much and when it comes, we spend what we want and really enjoy ourselves.


Meanness is something else, in my opinion.

anncoates

I can peel an orange in my pocket with boxing gloves on.

ElizaT33

fussyonion wrote: »

I am not mean and I would hate people to think I was.

But I am good at saving money and when I do the weekly shop, most of what I get is on special offer.
I make out a list the night before and then when I'm in the shop, I see if my stuff's on offer. Happy days if it is.
I would also pick up things that are half price/money off, that we eat, and stock up the freezer with them.
I do look at prices when I shop and I choose own-brand in a lot of stuff, though I do buy branded goods too.

I know this is making me look tight, but I'm not.
We leave the shop with a trolley full of food..food we wanted, not stuff we're buying just 'cos it's on offer. We don't skimp on quality but since we started price-watching and switching brands, we have saved a lot.

We are really watching our money the past year as we are saving up to pay off our holiday and get spending money together.

We'd rather tighten our belts in other ways. i.e buy own-brand stuff, not go out for nights out, don't buy non-essential things where necessary..we'd rather do that and then have our holiday because we look forward to it so much and when it comes, we spend what we want and really enjoy ourselves.


Meanness is something else, in my opinion.

This is sensible - I totally agree! Same in mu world

Nicoleye

I had a bit of a scary month funds wise in January that kicked me into gear and never got out of the good habits of watching my money since.
Like a previous post, ya can enjoy yourself and watch the pennies without being stingy.
Heard on the radio the other day that we're all adjusting to making the best of the money we have, that's me!

cloud493

anncoates wrote: »

I can peel an orange in my pocket with boxing gloves on.

I never got this one/

dsmythy

Fiscal conservative and proud

doolox

If you do not take care of your resources it gives other people too much power over you. Employers can exploit this by giving you little or no pay rises, worse conditions, less holidays, longer working hours etc...
This is what has been happening since Ireland adopted the Us/Uk culture of buying things on credit and going deeply into debt.

Most workers have now become debt slaves.

As a nation we need to spend a lot less, give the finger to the politicos, the elite and other parasites sucking us dry and build up a fighting fund for a long strike to bring the upper class to their knees.

Only when we have enough savings can we withdraw our labour at will and DEMAND proper pay rises and better working condtions etc.

The middle class used to be able to do this because they were sensible and saved money and then upper class needed them more than they needed the upper class.

Now all this has changed. We are mostly only one monthly paycheck away from destitution, homelessness and at grave risk to our health and security.
All because of our fondness for spend now pay later culture.

Micky Dolenz

I'm pretty generous with my time and money. I'm loaded so it's not much of a hardship.

Chucken

cloud493 wrote: »

I never got this one/

..and he ain't going to give it to either

Electric Sheep

Micky Dolenz wrote: »

I'm pretty generous with my time and money. I'm loaded so it's not much of a hardship.

Thriftiness allows people the freedom to be generous with time and money! That is why it is regarded as a virtue - though not, apparently, in Ireland.

anncoates

cloud493 wrote: »

I never got this one/

What orange?


/peels

Lou.m

kinklee7 wrote: »

Lots of Threads about other people being stingy but are you ? Do you still have the communion/confirmation money ? I am just curious why people would not spend Christmas. We all have lean/weeks/months etc and have to tighten the belt, but are you like this all the time ? If so, Why ?

I'm not mean or overly thrifty myself.

I am clever with money though.

But about a year and a half ago I was dating a guy who in EVERY other way was as nice as could be.

He asked me to a birthday of one of his mates and about four hrs before he texts his friends to say 'hey none of us are getting prezzies right? cuz i haven't' they text back saying what they have got the friend. He replies 'oh two late now' I just got the guy a card, bottle of wine and a balloon. He was like ah you don't need to.

We would always pay for ourselves when we went out usually but one night I bought him and his friends all a drink. I then kept asking him through the night if he wanted a beer etc and he kept taking me up and never once offered to buy me one back. Each one of his friends on the other hand at least offered ! I only drink fizzy water or diet coke anyway!

Then when we were going to a music gig my brother was booking the tickets (they don't know each other well at all) and I said oh we had better give Ian the money now etc. He replied 'oh i am sure your brother doesn't mind!' .

We drove twenty mins to his aunts house to pick up a coupon once.

When we went on long drives or whatever ( i don't drive) i would sometimes give him petrol money if it was far. Later after we broke up I found out the gets petrol paid for him by his company!

Apparently he had almost lost a friend over a money dispute.

Some people think they can take it with them.

cloud493

anncoates wrote: »

What orange?


/peels

Yeah I don't get how it indicates thriftiness.

Chucken

cloud493 wrote: »

Yeah I don't get how it indicates thriftiness.

It indicates meanness which imo is a totally different thing.

anncoates

cloud493 wrote: »

I never got this one/

It's an old joke about mean people that they'd peel an orange in their pocket to avoid sharing it which would be very difficult to do, and fiendishly difficult with boxing gloves on.

Micky Dolenz

anncoates wrote: »

It's an old joke about mean people that they'd peel an orange in their pocket to avoid sharing it which would be very difficult to do, and fiendishly difficult with boxing gloves on.

And the fcuker slips the peel in your pocket to avoid putting it into the bin.

cloud493

Ah ok/ makes more sense now

Gott

Being from Cavan I've heard all the jokes, dinners in drawers and all that.

I certainly can't hold onto money. I'd love a bit of this supposed thriftiness we have.

kinklee7

Gott wrote: »

Being from Cavan I've heard all the jokes, dinners in drawers and all that.

I certainly can't hold onto money. I'd love a bit of this supposed thriftiness we have.

Cavan man who got his hip replaced, Asked the doctor could he have the old one for the dog !:D