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Vintage insurance first car

  • 25-04-2014 4:39pm
    #1
    Registered Users, Registered Users 2 Posts: 4


    Hello,
    I have beetle from 74. I want make insurance for my car. Its my first car. I don't have no clime bonus. I'm just named driver from 8 month. I have 31 years. Driver licence 13 years. Beetle will be used every day. Can i make vintage insurance. ? If Yes can you tell me company name that has good prices :)

    Regards
    Lukas


Comments

  • Registered Users, Registered Users 2 Posts: 4,358 ✭✭✭kev1.3s


    Most companies will only do vintage insurance if the you have modern car as you're main car. Vintage insurance is generally mileage restricted for occasional use.


  • Registered Users, Registered Users 2 Posts: 4 misterx2x


    Mileage restriction its no problem for me. I calculate mileage what i make is 7000 miles per year. some insurance companies have limit 10000 miles. I just need find company which does not require to have other main car. I don't expect the prices to be 300 € but i don't want pay 2000€.


  • Registered Users, Registered Users 2 Posts: 50 ✭✭Broadsider


    I don't know of an insurance company that will do main car on a vintage policy. As has been said , you'll need to be insured on another non vintage car first.
    Restricted miles normally means about 3000 a year ...


  • Moderators, Motoring & Transport Moderators Posts: 2,913 Mod ✭✭✭✭macplaxton


    misterx2x wrote: »
    I just need find company which does not require to have other main car.

    First Ireland might still do, but if you don't have other main car, they'll be wanting a lot of money. Especially with no NCD / No Claims Discount.

    Call them and let us know what they say. http://www.firstireland.ie/index-2-personal-classic.php

    My guess: 1500 EUR.

    You'll just have to suck-up the cost of insurance and look on the bright side and think of the cheap motor tax / NCT exempt instead.:pac:


  • Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    i'm insured fine on classic car insurance with my 93 bmw 740 with axa and it's the main and only car on the policy.
    costs me 450 a year, but limited to 15000km per year, but i dont use anything near that,


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  • Registered Users, Registered Users 2 Posts: 9,060 ✭✭✭Kenny Logins


    Carole Nash, Axa, First Ireland.


  • Registered Users, Registered Users 2 Posts: 4 misterx2x


    i make insurance in AXA 1100€ but i need make engineering report for them.
    They need have prof about technical condition of my Beetle.
    Maybe some one know where I can make near drogheda, balbriggan ?

    For me it's crazy because to check lights, brakes, suspension etc. i can go to some garage.


  • Registered Users, Registered Users 2 Posts: 66,402 ✭✭✭✭unkel


    misterx2x wrote: »
    For me it's crazy because to check lights, brakes, suspension etc. i can go to some garage.

    There's a lot more to an engineering report than that. €1,100 is a good insurance quote in your situation. Next year it will probably be €900 or less if you have no claims

    Let us know how you are getting on!

    And welcome to boards.ie and this forum :)

    Lotus Elan turbo for sale:

    https://www.adverts.ie/vehicles/lotus-elan-turbo/35456469

    My ads on adverts.ie:

    https://www.adverts.ie/member/5856/ads



  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    Skatedude wrote: »
    i'm insured fine on classic car insurance with my 93 bmw 740 with axa and it's the main and only car on the policy.
    costs me 450 a year, but limited to 15000km per year, but i dont use anything near that,

    If you don't have another car and a policy on that, you could well find that your policy is void should it come to a claim. Axa stipulate that you have to have an everyday policy as well as a classic policy. You might want to check with them in case an error has been made!


  • Registered Users, Registered Users 2 Posts: 1,381 ✭✭✭mb1725


    misterx2x wrote: »
    i make insurance in AXA 1100€ but i need make engineering report for them.
    They need have prof about technical condition of my Beetle.
    Maybe some one know where I can make near drogheda, balbriggan ?

    For me it's crazy because to check lights, brakes, suspension etc. i can go to some garage.

    How about putting it through an NCT ? They will test older cars if requested, only €55 and they will be lenient on emissions on an older car.


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  • Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    you need a Motor Engineer....Golden Pages will asist


  • Registered Users, Registered Users 2 Posts: 9,060 ✭✭✭Kenny Logins


    misterx2x wrote: »
    i make insurance in AXA 1100€ but i need make engineering report for them.
    They need have prof about technical condition of my Beetle.
    Maybe some one know where I can make near drogheda, balbriggan ?

    For me it's crazy because to check lights, brakes, suspension etc. i can go to some garage.

    Try Cosy Classics or Emilio's Beetles, they regularly do engineers reports for insurance purposes, along with valuation (very important).


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