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Car Insurance - Young Driver

  • 18-04-2014 7:37pm
    #1
    Sully
    Moderators, Education Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 24,056 Mod ✭✭✭✭


    Just a question for people who have experience in this regard.

    23 year old female in Cork, employed and has an Audi A3 1.6. Prov license for 6 years, previous experience under a year as named driver under the folks. Applying for the test now after completing driving lessons. Very low millege, car secure private property.

    Anybody willing to quote comes in around €1400. No Nonsense with their Smart Driver is a bit more expensive, but the other insurers aren't looking for such. A lot won't quote online.

    What are the odds the quote could drop a bit more? No chance? I assume the car and license type are the big issues?


Comments

  • #2
    challengemaster
    Registered Users, Registered Users 2 Posts: 16,930 ✭✭✭✭challengemaster


    License, age and lack of experience are the problems. Sounds about right all things considered


  • #3
    slimjimmc
    Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    It should drop but don't forget prices for female drivers are much higher since the gender equality ruling so don't expect a massive drop yet.


  • #4
    ProudDUB
    Registered Users, Registered Users 2 Posts: 11,569 ✭✭✭✭ProudDUB


    It is not gonna drop by an awful lot, even after you get your full license. Other things that are factored into your quote, are how many years you have been driving & how many years you have been driving accident free on your own policy. Neither of them are going to change, even after you get your full license.


  • #5
    MuppetCheck
    Registered Users, Registered Users 2 Posts: 11,865 ✭✭✭✭MuppetCheck


    Not the worst pride all things considered.


  • #6
    Graham_B18C
    Registered Users, Registered Users 2 Posts: 8,620 ✭✭✭Graham_B18C


    ProudDUB wrote: »
    It is not gonna drop by an awful lot, even after you get your full license. Other things that are factored into your quote, are how many years you have been driving & how many years you have been driving accident free on your own policy. Neither of them are going to change, even after you get your full license.

    I was paying over 2k my first year driving. Was paying 1200 after getting 1 year NCB and my licence. So mine did drop an awful lot


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  • #7
    Sully
    Moderators, Education Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 24,056 Mod ✭✭✭✭Sully


    Liberty came in at €1050 this morning anyway.


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