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In credit but can't withdraw cash.

  • 08-04-2014 5:39pm
    #1
    TimeToShine
    Registered Users, Registered Users 2 Posts: 4,881 ✭✭✭


    Hi all, 

    I tried to use my card at a BOI atm and it's telling me my maximum withdrawal is zero even though I have credit. I haven't exceeded the daily limit for a transaction. Any help is appreciated. 


Comments

  • #2
    Skatedude
    Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    It most likely means that there are transactions pending which havent been processed yet.  It's quite common.


  • #3
    amber2
    Registered Users, Registered Users 2 Posts: 1,619 ✭✭✭amber2


    The balance in your account is it from a recent cheque/draft lodgment, something other than cash as cheque/draft can take 3/5 working days to clear. This would reflect as funds being in your account but have not yet cleared as a cheque can be returned unpaid which you would not be able to withdraw. Also is your account is relatively new or a longstanding account.


  • #4
    TimeToShine
    Registered Users, Registered Users 2 Posts: 4,881 ✭✭✭TimeToShine


    It's a long standing account but I think you've hit the nail on the head because I cashed a cheque yesterday. Thanks for the advice both of you. 


  • #5
    Bank of Ireland: Alison
    Closed Accounts Posts: 1,060 ✭✭✭Bank of Ireland: Alison


    [font=Verdana, sans-serif]Hi TimeToShine[/font]
    [font=Verdana, sans-serif] [/font]
    [font=Verdana, sans-serif]Thank you for contacting us here on Boards.[/font]
    [font=Verdana, sans-serif] [/font]
    [font=Verdana, sans-serif]It looks like you have already received some good advice on this.[/font]
    [font=Verdana, sans-serif] [/font]
    [font=Verdana, sans-serif]As mentioned, a cheque can take time to clear on your account although it will show in the balance of your account while its clearing.[/font]
    [font=Verdana, sans-serif] [/font]
    [font=Verdana, sans-serif]Just to add, a Bank of Ireland cheque will take 3 working days to clear and a non-Bank of Ireland cheque takes 5 working days to clear.[/font]
    [font=Verdana, sans-serif] [/font]
    [font=Verdana, sans-serif]If you have any further questions, please feel free to ask. [/font]
    [font=Verdana, sans-serif] [/font]
    [font=Verdana, sans-serif]Thanks[/font]
    [font=Verdana, sans-serif]Alison[/font]


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