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Will playing Lotto affect mortgage application?

  • 02-04-2014 8:01pm
    #1
    pacman1989
    Registered Users, Registered Users 2 Posts: 74 ✭✭


    Just wondering would playing lotto one online effect you getting a mortgage accepted ? I am currently approved for a mortgage but if my approval runs out and I apply again could it have an effect . I hope not it was stupid of me to do as I never do the lotto and don't know what possessed me to


Comments

  • #2
    L1011
    Registered Users, Registered Users 2 Posts: 71,184 ✭✭✭✭L1011


    Often and/or for high amounts yes. Infrequently is unlikely to have any impact.


  • #3
    moxin
    Registered Users, Registered Users 2 Posts: 1,203 ✭✭✭moxin


    Don't do it again until you have drawn down the mortgage. Any betting that shows on statements has been off limits, whether the banks changed recently on this I do not know.


  • #4
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    OP, I would not worry about it - it will not affect your mortgage application. If your approval expires they will ask you for up to date payslips and bank statements before re approving. Lots of people play lotto online.

    pacman1989 wrote: »
    Just wondering would playing lotto one online effect you getting a mortgage accepted ? I am currently approved for a mortgage but if my approval runs out and I apply again could it have an effect . I hope not it was stupid of me to do as I never do the lotto and don't know what possessed me to


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