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Bank Transfers - can they be reversed?

  • 26-03-2014 10:01pm
    #1
    Sam Mac
    Closed Accounts Posts: 2,227 ✭✭✭


    Hi guys,

    I am sending a person some funds via bank transfer for an item I am buying from Donedeal. They are within Ireland. I am with AIB.

    If they were to scam me, can I reverse or claim back the transfer?


Comments

  • #2
    jam_mac_jam
    Registered Users, Registered Users 2 Posts: 4,731 ✭✭✭jam_mac_jam


    No, you can't claim it back unless you pay by paypal or credit card and even then it will be quite hard. I would wait until you have the item or send a post dated cheque if you are worried they will scam you. AIB will not refund your money if you are scammed.


  • #3
    Kenno90
    Registered Users, Registered Users 2 Posts: 3,184 ✭✭✭Kenno90


    Sam Mac wrote: »
    Hi guys,

    I am sending a person some funds via bank transfer for an item I am buying from Donedeal. They are within Ireland. I am with AIB.

    If they were to scam me, can I reverse or claim back the transfer?

    Do they want to pay by bank transfer, there are many other safer options out there


  • #4
    nlgbbbblth
    Closed Accounts Posts: 5,668 ✭✭✭nlgbbbblth


    No.
    Only way it can be reversed is if the beneficiary gives their bank a written instruction to send back the funds.


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