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Maintaining Old Credit Accounts

raymann · 2014-03-11 13:48:17

Is there any advantage at all of maintaining an old credit account like a credit card in terms of your credit score? i am specifically talking about a credit card that i have had for 10 years that i dont really use that much. does having an account open that long have any positive impact?

11-03-2014 1:48pm

#1

raymann

Registered Users, Registered Users 2 Posts: 312 ✭✭

Join Date: November 2010

Posts: 292

Is there any advantage at all of maintaining an old credit account like a credit card in terms of your credit score? i am specifically talking about a credit card that i have had for 10 years that i dont really use that much.

does having an account open that long have any positive impact?

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Comments

#2 11-03-2014 5:03pm

dobsdave

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Join Date: March 2006

Posts: 1667

raymann wrote: »

Is there any advantage at all of maintaining an old credit account like a credit card in terms of your credit score? i am specifically talking about a credit card that i have had for 10 years that i dont really use that much.

does having an account open that long have any positive impact?

The ICB probably won't show too much, I think outstanding balance and limit.
But if you're not using it then that doesn't say much.

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